Managing your money

Limited Cost Trader Test – how it affects Flat Rate VAT

We take a closer look at how the new Flat Rate VAT scheme and the Limited Cost Trader test will affect you if you’re a VAT registered small business.

What business expenses can I claim as a Limited Company?

There are often limited company business expenses that go unclaimed, which means you could end up paying more tax than you need to.

What are Tax Credits and how can they help my limited company?

Tax credits are an incentive for people to remain in low-waged employment instead of seeking similar benefits in unemployment.

What business expenses can I claim as a Sole Trader?

As a sole trader, your business will naturally incur running costs. The good news is that many of these running costs can be claimed as business expenses,

Get paid

How do you chase an unpaid invoice?

Late payments can cost you business. Here's a few ways to chase an unpaid invoice without chasing your client away.

Can I pay my tax bill with a credit card?

Bad news if you were intending to pay off your Self Assessment tax bill with a personal credit card - this will no longer be an option as of 13th January.

How to keep on top of your expenses as a plumber

As a plumber, you can claim tools and business equipment back as an expense, but how do you what you can and can't claim?

Running a business

What are unsecured and secured business loans and how do they work?

We take a closer look at the differences between unsecured and secured business loans, to help you decide which may be better suited to your business.

What are the benefits of a sophisticated online accounting system?

Why use online accounting software when you can download an Excel spreadsheet for free? Well, the reasons are numerous.

Employment law

The Minimum Wage, overtime, equal pay and unpaid work experience

Anyone who is defined as a 'worker' is entitled to a selection of workers rights. We look at the minim wage, overtime, equal pay and unpaid experience.

Get paid

You've pitched, landed the job, delivered your work...and now it's time to get your money. But how do you do that? Luckily, help is at hand! We give you the lowdown on what your invoice should include as well as links to handy free templates and software.

IR35

What to do if HMRC ask for proof of your employment (IR35) status

HMRC's recent IR35 email campaign to GSK clients has raised a few eyebrows - but what should you do if HMRC ask for proof of your employment status?

Running a business

Preparing your business for a no deal Brexit

We don’t expect there to be many rule changes affecting Crunch clients if there's a no-deal Brexit - unless you trade with customers in the EU. Learn more.

Managing your accounts as a freelance musician

Whether you have an accountant or are taking on the books yourself, it's important to be organised, especially if you're planning on making expense claims.

What is VAT reverse charge in the construction sector?

If you’re in the Construction Industry Scheme (CIS) and VAT registered, HMRC are changing how you account for VAT from 1st October 2019.