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Self-employed professional in a workshop
Self-employed professional in a workshop
Self-employed professional in a workshop

Self-Employed Insurance

"Crunch have been exceptional. All in all, a great service."

Richard Suller, IT Consultant

Built for you

With 9,000+ clients, we understand the self-employed. Our insurance packages are designed to suit you.

Underwritten at Lloyd's

You're in safe hands. All our insurance policies are underwritten at Lloyd's of London.

Hassle-free

Buying business insurance shouldn’t be a chore. Get an instant quote today - no unnecessary questions, no fuss.

Not sure? We can help. Call us now on 03333 118 000

Not including you.

Standard
Per year Inclusive of insurance premium tax
  • Employers' liability - £10 millionCover for claims made by your employeesNo excessRead more
  • Public liability - £1 millionCover for claims made by the public£50 excessRead more

Plus
Per year Inclusive of insurance premium tax
  • Employers' liability - £10 millionCover for claims made by your employeesNo excessRead more
  • Public liability - £2 millionCover for claims made by the public£50 excessRead more
  • Professional indemnity - £100KProtection for you for claims made by clientsNo excessRead more

Premium
Per year Inclusive of insurance premium tax
  • Employers' liability - £10 millionCover for claims made by your employeesNo excessRead more
  • Public liability - £5 millionCover for claims made by the public£50 excessRead more
  • Professional indemnity - £250KProtection for you for claims made by clientsNo excessRead more
  • Add Business Interruption coverage?
    Gross Profit - £300K
    Loss of Revenue* - £500K
    Increased Cost of Working* - £100K
    * Single coverageNo excessRead more

Get your Crunch Chorus discount

Members of Crunch Chorus save 10% a year. It's free forever and you'll get access to advice, guides, campaigns and much more.

The underwriting members of the ProSight Specialty Insurance group of companies are rated "A" (Excellent) by A.M. Best. ProSight also operates Syndicate 1110 at Lloyd's of London, which is rated "A+" (Strong) by Standard & Poor's. ProSight has regional offices in London, England, Los Angeles, Calif., Santa Rosa, Calif., and New York, NY.

Crunch Insurance is a trading style of E-Crunch Ltd which is an appointed representative of Seico Insurance & Mortgages Limited. Seico Insurance & Mortgages Limited is authorised and regulated by the Financial Conduct Authority for the conduct of mortgage and insurance broking business. FCA number 300024

Self-employed person purchasing business insurance

Do I need self-employed insurance?

When you’re self-employed, you’ve a lot on your plate. But don’t leave everything at risk by not having adequate business insurance in place.

Being insured will help protect you should the unexpected happen – it’s there to protect you, your clients, and the general public.

Whether you work from home, have your own office, or spend most of your time at client sites, we’ve got business insurance to meet your needs.

What makes us different?

We know the self-employed inside out. Since 2009, self-employed professionals have been trusting us to look after their accounts and we now have over 9,000+ satisfied clients.

Our insurance is designed specifically for the self-employed. We’ve created three packages to make it as easy and quick as possible to get insurance, including cover for professional indemnity, employers’ liability, public liability, and business interruption.

No long forms to fill out, no unnecessary questions, no hassle.

Self-employed insurance explained

Self-employed employers’ liability insurance

Employers’ liability insurance is there to provide a financial award to any of your employees who are injured or have property damaged while in your employment and during working hours.

Self-employed public liability insurance

As a self-employed professional, public liability insurance protects you, the business owner, against a claim from the public for financial loss, accident, or injury.

Self-employed professional indemnity insurance

Professional indemnity insurance will cover you if a client sues for a financial loss they have suffered as a result of your action or negligent advice.

Self-employed business interruption insurance

Business interruption insurance will mean you don’t lose out financially if you are unable to carry out your work due to a disaster.

What our clients are saying

“For someone starting out in the world of business startups, Crunch have been exceptional. I didn’t know a great deal about the insurance required from a business perspective and Crunch explained the options to me clearly.

“In terms of price, they were very reasonable compared to the amount that some colleagues were paying. All in all, a great service.”

Richard Suller, IT Consultant

Get your business insurance guide

Want to find out more about business insurance? Our in-depth guide gives a detailed breakdown of the different types of self-employed insurance. No jargon – just the information you need..

It’s yours to download and keep for free. Get your copy today!

Get the guide