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Where you could benefit

 
Limited
Company
Umbrella
Company

Limited liability?

Legal and financial protection for you personally if your business goes under

Bigger client pool?

Potential for work with companies that require business-to-business contracts

Self Assessment?

Requirement to file a Self Assessment with HMRC every year?

Borrowing power?

A separate credit rating for your business to borrow capital

Exit strategy?

Can you bundle up your business and sell it on?

Things to consider

 
Limited
Company
Umbrella
Company

Public information

Will your information as a company director be publicly viewable?

We'll be your registered address

IR35

Could you be caught under HMRC's disguised employment legislation?

Calculate your IR35 risk

Year End accounts

Requirement to file Year End accounts with HMRC and Companies House?

Our software will handle all your returns

'Hands-off' management?

Someone else is managing your timesheets and payroll?

Frequently asked questions

My agency told me I have to work through an Umbrella company! Is this true?

There is never a legal reason why you must work through an Umbrella company, although employment agencies often recommend them to receive referral fees. Often if you insist on working as a sole trader or through a limited company the agency will allow it – although sometimes they’ll refuse.

Are Umbrella companies easier than running your own limited company?

Yes – but you sacrifice a lot for that ease-of-use. Umbrella companies are often seen as a simple solution for those who aren’t planning to be self-employed in the long-term; those who are between permanent jobs, for example. Those looking to set up their own business or work for themselves for a long time are better off with a limited company.

How much will you save?

To find out, use our Take Home Pay Calculator, and then get in touch with one of our expert advisors for a detailed breakdown of your savings.

How much will you save?

To find out, use our Take Home Pay Calculator, and then get in touch with one of our expert advisors for a detailed breakdown of your savings.

By joining Crunch
your take home pay would be

£ 

you could save £  per year

Call us on 03333 118 000 or request a callback

By joining Crunch
your could save

£ 

Call us on 03333 118 000 or request a callback

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Call us on 03333 118 000 or request a callback

 
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