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Limited company accounting

Custom-fit for you, built for Limited Companies

Would your business benefit from using intuitive and powerful Limited Company tax & accounting software?

Crunch provides professionals with access to their own built-in Client Managers and Chartered Certified Accountant.

Figure out your Limited Company accounting with Crunch.

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Alex S

Crunch is a fantastic company. They were brilliant at helping me setting up my Ltd Company. Their customer service is excellent and they take care of all my accounting for a very reasonable fee. I would highly recommend them.

Mark

So after a lot of research I choose to use Crunch for my LTD accounting. As a contractor I may have a mix of taxed at source and LTD Company work so their package is perfect for that. I always phone with queries which are answered 99% of the time straight away, if not I am then put through to an Accountant to discuss.

Steve H

"Absolutely fantastic company, they have gone above and beyond on many occasions to assist with financial matters for both the Ltd company and directors personal finances."

Partnership offer for Limited Companies with Tide

Thanks to our partnership with digital banking experts Tide, you’ll get £50 cashback from Tide* when you sign up to any of our limited company plans. 

Tide is the leading provider of digital business banking accounts and services in the UK. They offer a set of simple, highly-connected admin tools to make your life easier, such as full integration with accounting systems.

You’ll need to sign up to Crunch and Tide to grab this offer. Offer ends 31st August.

Discover Tide

Why go Limited?

Choosing how best to set up your business is an important decision. Crunch are here to offer guidance and support.

Here are a few top benefits to setting up as a Limited Company.

Protection

Limited Companies separate you and your personal wealth & assets from any form of bankruptcy, litigation etc. There is much less protection offered to a sole trader or partnership,

Tax & National Insurance efficiency

Limited Companies are more tax-efficient from approximately £30,000 of annual profit. Speak to our expert team who can advise and guide you.

Reputation/Credibility

A Limited Company adds gravitas and authority to your business. The other benefit is that your clients can easily check the credit rating of a Limited Company, which helps to determine whether to work with you.

Easier access to finance

Setting up and financing a new venture is tricky. A Limited Company makes the process easier to access finance.

Crunch can form your business for free

We will cover the cost of your company formation when you sign up for a Crunch Pro, Crunch Premium or Crunch Small Business Limited Company accounting plan. Learn more about our free Limited Company formations here.

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Do you need more advice?

Consult one of our experts to advise and guide you through the pros and cons of setting up as a Limited Company, or indeed any of the Crunch services.

Talk to an expert
Or read our dedicated article: Benefits of a Limited Company

Why choose Crunch?

Crunch software on mobile and a laptop

Software like no other

Crunch provides useful features that no other Limited Company accounting software offers.

These include Directors Payroll and the ability to raise your own dividends for the most tax-efficient pay. Our software even produces the dividends certificate.

Set up recurring expenses and raise similar invoices - our limited company accounting software is packed with time saving features throughout.

Our software has more features bundled in the package than any other, including free receipt scanning.

View plans & pricing

Software Service

Crunch are proud to have been the first firm to innovate the Software and Service model. By including everything professionals need in one place it has been a real revelation in the Limited Company accounting arena.

Crunch has developed attractive-looking accountancy software for you and we provide unlimited access to our expert Limited Company accountants.

With a team of specialists perpetually at your disposal, it can feel like you have your own accountancy firm or finance department at your convenience.

"Hi there I have a question about my bank reconciliation this month."A chat response from a crunch accountant

Client Managers

Our Client Management team are efficient and personable support team members, available to assist no matter how small or large your query is. We also offer training on our Limited Company accounting software.

Everything you could ever need

Crunch is equipped with an array of experts to meet your requirements, ranging from bookkeepers and mortgage brokers to payroll experts and tax experts.

Limited Company accountants

There is nothing like having an accessible expert Limited Company accountant, especially without the clock ticking and a consultation fee racking up.

View Plans & pricing

Unique Features

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CrunchTwinTrack

Our Crunch innovation solves the complexities with HMRC’s IR35 tax legislation in one addition with Crunch Premium’s package.

Contractors and consultants enjoy owning a Limited Company. This is partly because it offers the freedom to choose the projects they want.

While many projects/roles are outside IR35, or if they are working for smaller companies and are unaffected by IR35, contractors and consultants can easily work and bill from their Limited Company.

When projects are deemed inside IR35, Crunch provides an ‘Umbrella’ service, similar to a payroll capability, so that our members pay all the appropriate taxes. With CrunchTwinTrack you can stay within the IR35 legislation, yet can still keep your Limited Company operating.

All within one fixed monthly price on Crunch Premium.

CrunchIntegrations

Easily connect your Crunch account to a range of helpful business-boosting tools from our trusted collaborators.

Brixx logo

Financial forecasting, reporting for cash flow, business planning and budgeting for your business. Get the free plan with all Crunch subscriptions.

Shopify logo

Create your own online store for your business with Shopify. Available for all Crunch Limited Company, Sole Trader and Free clients

Coming soon -
Stripe logo

Accept payments, send payouts, and manage your business online. Free for all Crunch paid subscription users.


Coming soon -
View Plans & pricing

Crunch Benefits

Saving time is not a gamble

Save time without being a risktaker.  Crunch offers expert limited company accountants within the package.

We estimate that this saves business owners around three working days of hunting by asking Crunch for recommendations.

A major issue with traditional accountants is that although they embrace new business, not all of them plan and prepare to get more resources and scale.

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Rapid year-end accounts

Leading SLA's:

  • Six weeks on Crunch Small Business
  • Eight weeks on Crunch Premium

Traditional Limited Company accountants tend not to operate like modern service businesses. So you can be left frustrated by having to chase and chase.

Companies House allows nine months to file accounts after year-end. Should you need them super fast then that is no problem, thanks to our express accounts service and a full references service.

Major award winners

Does anyone really take 'award-winning' into account?

Competition is fierce in the world of Limited Company accountancy, and every single award that we have won.

Crunch has spent years planning, building and implementing powerful yet straightforward Limited Company accounting software.

Although created with a high degree of technical competency, Crunch has been built with the mindset that it is easy to navigate and operate.

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View Plans & pricing

Why business owners count on Crunch

Rafa Maciel

August 11, 2022

...I was losing sleep because of accountancy tasks and calculations... I can affirm it's what it says in the box and a bit more...They were so so so helpful and patient in answering my questions and even did a video call to share their screen and show me in detail what they were doing. The advice and guidance is great. It's what makes the difference. Thanks Crunch, for allowing me to sleep now.

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Mike R

August 10, 2022

I have been using Crunch Free since May and find the system very easy to use and track the progress of my business, love the professional templates which really make my business look the part. Zoe was very friendly and could answer all my questions whilst guiding me through the processes of setting up a pro account. No pressure was applied and felt very comfortable. Looking forward to progressing my business with the support of Crunch Pro services!

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Felipe Francisco

July 25, 2022

I was new to the UK when I had to register my company back in 2019 and they have done an amazing job doing everything timely, and answering every single question throughout these years. I have and I continue to highly recommend it to anyone who wishes peace of mind when being a Company Director

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Manage your money ...

Connect your bank account

Our free, secure Open Banking feeds connect your business bank account to your Crunch Limited Company accounting software. It will automatically import all business transactions.

This is the fastest and safest way to keep your business accounts up-to-date.

Bank logos in a 4 by 3 grid

Cashflow & Corporation Tax liability

Tracking and managing your money is straightforward with a Crunch complete Limited Company accountancy package.

Money management in today's digital world means that you have fast access to expense and invoices.

A Crunch package provides details of how much Corporation Tax to pay and indicates how much you can take in dividends.

View Plans & pricing

Comparing Apples with Oranges

It is easy to see a price for a service without taking into account what is included.

When you consider a software product then compare our rivals to all of the amazing accounting support that Crunch offers as standard with our Limited Company plans.

To help compare apples with apples, we have pitted ourselves against some of the biggest players in the UK Accounting market for you to make your own comparisons.

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Crunch
Quickbooks
Xero
FreeAgent
Sage
Limited Pro
Software + Service
Essentials
Software only
Standard
Software only
Monthly
Software only
Standard
Software only
Monthly cost ex VAT

Monthly subscription price +VAT.

£39.50
£22
£26
£29
£24
Average monthly cost of an accountant *

Average price you’ll pay elsewhere.

Fully inclusive
£140
£140
£140
£140
Monthly cost of Software + Service (ex VAT)

What you’ll have to pay on a monthly basis..

£162
£166
£169
£164
Monthly saving with Crunch Ltd Pro

The price you’ll save monthly by using us.

-
£122.50
£126.50
£129.50
£124.50
Annual saving with Crunch Ltd Pro

The price you’ll save yearly by using us.

-
£1,470.00
£1,518.00
£1,554.00
£1,494.00
Invoicing

Create and send custom invoices in a few clicks.

Record expenses

Capture and submit costs right away.

Bank feeds

Keep your transactions all in one place.

Connect your bank

Keep your account accurate and up to date by connecting your bank account.

Submit VAT returns to HMRC

Submit your VAT return to HMRC in our software, with reminders of upcoming deadlines.

Self Assessment filing

Take the stress out of your personal tax return.

Add on £95
Corporation Tax & Year end accounts filing

We'll complete your Year End accounts ready for you to approve. We'll get this filed for you and let you know how much tax there is to pay.

Add on
N/A
Confirmation Statement submission

File your annual Confirmation Statement with Companies House directly from your account.

Add on £13
N/A
CSV Statement upload

Save time by importing your statements in CSV format.

Payroll

Create manual or recurring payroll runs keeping you under the National Insurance threshold and tax-efficient.

Add on
Add on
Add on
Reporting

Get custom reports and insights in real time.

Crunch
Quickbooks
Xero
FreeAgent
Sage
Limited Premium
Software + Service
Essentials
Software only
Standard
Software only
Monthly
Software only
Standard
Software only
Monthly cost ex VAT

Monthly subscription price +VAT.

£115.50
£22
£26
£29
£24
Average monthly cost of an accountant *

Average price you’ll pay elsewhere.

Fully inclusive!
£140
£140
£140
£140
Monthly cost of Software + Service (ex VAT)

What you’ll have to pay on a monthly basis..

£162
£166
£169
£164
Monthly saving with Crunch Ltd Pro

The price you’ll save monthly by using us.

-
£46.50
£50.50
£53.50
£48.50
Annual saving with Crunch Ltd Pro

The price you’ll save yearly by using us.

-
£558.00
£606.00
£642.00
£582.00
Invoicing

Create and send custom invoices in a few clicks.

Record expenses

Capture and submit costs right away.

Bank feeds

Keep your transactions all in one place.

Connect your bank

Keep your account accurate and up to date by connecting your bank account.

Submit VAT returns to HMRC

Submit your VAT return to HMRC in our software, with reminders of upcoming deadlines.

Self Assessment filing

Take the stress out of your personal tax return.

Corporation Tax & Year end accounts filing

We'll complete your Year End accounts ready for you to approve. We'll get this filed for you and let you know how much tax there is to pay.

N/A
Confirmation Statement submission

File your annual Confirmation Statement with Companies House directly from your account.

N/A
Annual accounts
N/A
Payroll

Create manual or recurring payroll runs keeping you under the National Insurance threshold and tax-efficient.

Add on
Add on
Add on
Reporting

Get custom reports and insights in real time.

*  Average cost of four randomly-chosen traditional accountancy firms:
  Diamond Accounting: £2,150 pa = £179 pm |  Cardens: £1,805 pa = £150.41 pm | Taj Accountants: £1,500 pa = £125 pm |    
  Fusion Accountants: £1,250 pa = £104 pm
  Equals: £140 pm average

Three easy steps to join Crunch

How do I sign up for Crunch Limited Company accountancy package?

Speak with us

Click the button below to book in a chat with one of our personable and knowledgeable advisors.

Talk to an expert

Set you up

A Crunch expert client manager will guide you to ensure that everything set up for you.

That is it

Our simple, intuitive sign-up process is complete. Now you are ready to be productive.

Choose the best accounting software solution for your business

Crunch wants to make the process of managing money a breeze. The Crunch Limited Company accounting software is convenient, feature-rich and user-friendly.

Help is never more than a phone call away. Crunch can connect you to a specialist so that all the support you will ever need is always available.

Starting out

Limited Company Pro

£39.50 £19.75*

+VAT per month
*50% off for your first 3 months

£75.50 £37.75*

+VAT per month
*50% off for your first 3 months

The ideal plan for your growing business.

  • Great for new ltd companies
  • Perfect for over £35K earners
  • Includes company formation

Book a callbackWhat's included?
EVERYTHING YOU NEED

Limited Company Premium

£115.50 £57.75*

+VAT per month
*50% off for your first 3 months

The plan that gives ultimate peace of mind.

  • Includes accountancy health check
  • Perfect for over £35K earners
  • Includes 2x Self Assessments

Book a callbackWhat's included?
OUR ‘GROWTH’ PACKAGE

Small Business

£196.50 £98.25*

+VAT per month
*50% off for your first 3 months

Perfect plan for you and your team.

  • Payroll for up to 15 employees
  • Bookkeeping and dedicated accountant
  • Includes 2x Self Assessments

Book a callbackWhat's included?

Not sure what's right for your business?

Compare all featuresGet help from an advisor

Meet Crunch Free

Starting out in business can be demanding. Initial financial restraints, until things get moving, are to be expected.

Which is why we provide the free forever software of Crunch Free to perform all of your Limited Company accounts in one place.

Track your finances, create invoices, make decisions and be fully prepared for the tax season with Crunch Free.

As your business grows you may want more financial help so our paid plans may be a better fit.

Get started with Crunch Free
Crunch software on desktop

Unsure what is right for your business?

Compare all featuresGet help from an advisor

Frequently asked questions about Limited Company accounting

Do I need an accountant for a Limited Company?

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There’s no legal obligation for a limited company to have an accountant, but given the legal responsibilities you’ll have as a limited company director, as well as the various taxes your company will need to pay, an accountant is a vital ally.

A good accountant can help you stay on top of your business finances, submit your tax returns, and free up your time so you can do what you do best - run your business!

How much does an accountant cost for a small Limited Company?

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At Crunch, our Limited Company Pro package costs just £75.50+VAT per month. You get access to a whole team of expert accountants and client managers who can help you manage your business finances, tax responsibilities, and so much more!

If you’re happy managing your own accounts, or you have your own accountant already, you can sign up to a Crunch Free account to help you organise your expenses, sales invoices, and other important records.

How should I be doing my Limited Company accounts?

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Your limited company will have an accounting period. When the accounting period ends, you’ll need to prepare accounts and submit them to Companies House and HMRC. 

Accounts are usually produced using accounting software. To make this process as smooth and accurate as possible, all of your limited company records, such as your expenses, sales invoices etc. should be stored in secure online accounting software. Not only will this help you stay compliant with HMRC’s Making Tax Digital (MTD) rules for VAT and other taxes, it’ll also help you stay more organised and simplify your tax returns.

Of course, we would also highly recommend getting an accountant using accessible accounting software to do the heavy lifting for you!

When are Limited Company accounts due in the UK?

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You must file your company’s accounts with Companies House nine months after the company’s accounting period ends. The company’s Corporation Tax return and accounts must be submitted to HMRC within 12 months after the accounting period ends to which it relates.

For a more complete rundown of your limited company tax responsibilities and their due dates, check out our article on what taxes you pay as a limited company.

How can I view my Limited Company accounts?

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As a Crunch client, you’ll be able to get a complete overview of what tax you owe with our real-time dashboard, giving you a clear and instant picture of your business finances. You’ll also be able to access all of your limited company records, such as your expense receipts, sales invoices - whether paid or unpaid - and records of your previous tax filings.

What tax do I pay as a Limited Company?

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Limited company directors may be required to pay a number of different taxes: some limited company taxes are mandatory for all directors, while others will depend on factors such as whether your company has employees.

Some of the taxes you may be required to pay include Corporation Tax, National Insurance, and VAT. Check out our article on what taxes you pay as a limited company director for a more detailed rundown!

Do Limited Companies pay dividends?

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If your limited company has made a profit, it can pay a dividend to shareholders. It’s important to remember that dividends aren’t a business expense when calculating your Corporation Tax, and that it’s illegal to pay a dividend if your company doesn’t have sufficient profit after tax available to cover the dividend amount.

Should I pay myself in dividends or salary?

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Usually, the most tax-efficient way to pay yourself as a limited company director is by taking a combination of a salary and dividends from your limited company. Most directors prefer to keep their salary low, and below the National Insurance threshold, and pay themselves more in dividends. The salary will be paid to you as a director, in the same way as a regular employee. 

Our article, "How much should I take as a salary from my limited company?", can talk you through this process in much greater detail.

Do Limited Company accounts have to be audited?

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There are complex rules surrounding the type of company which must have an audit. You can find out more if you check HMRC’s website.

In general terms, if your company’s turnover is below £10.2 million, and its assets are below £5.1 million, you do not need to have an audit. However, some companies with turnover and assets below these amounts elect to have an audit to comply with financial covenants.

Do Limited Company accounts have to include every bank transaction?

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You’ll need to include every business bank transaction that relates to your limited company to ensure your accounts remain in balance and you can reconcile them at year-end.

With secure Open Banking connections, you can link your business bank account directly to your Crunch account and import all of your transactions in one simple click. From there, reconciling your bank accounts becomes a simple job!

How long do Limited Company accounts need to be kept in the UK?

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‍You must keep records for six years from the end of the last company financial year they relate to, or longer, if:

  • they show a transaction that covers more than one of the company’s accounting periods
  • the company has bought something that it expects to last more than six years, like equipment or machinery
  • you submitted your Company Tax Return late
  • HMRC has started a compliance check into your Company Tax Return.


Check out our Knowledge article, “How long should company records be retained for?”, for more information!

Who can sign off Limited Company accounts?

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As the director of your limited company, you are responsible for authorising your tax returns. Crunch can help you prepare some of your returns, and even file them for you, but the responsibility for signing them off is ultimately yours!