Online accounting for sole traders

We handle your self-employed accounts, you do what you love!

Life’s too short to spend it chasing invoices and updating spreadsheets. We’ll make keeping on top of your self-employed business finances easy with free bookkeeping software and a range of great accountancy packages, so you can focus on your sole trader business.

Software, support, and expert advice for your sole trader accounts

Free sole trader software to get you started.

Our software is free, and it’s easy to upgrade when you want to submit your Self Assessment, or if you need support with running your business.

Manage your sole trader accounts anytime anywhere.

Send invoices on the train, record expenses from bed. Crunch works great on any device, so you can get work done wherever you are.

Automate your business and save time.

Send beautiful invoices, track when they get paid. We’ll even automatically remind your clients if they don’t pay on time.

Self Assessment tax returns. 

pro

Find work, make friends, or get advice on running your business — when you go it alone, you don’t have to do it by yourself.

MTD compatible VAT returns. 

pro

You don’t have to block out hours to do your Self Assessment — just fill in a quick questionnaire, and we’ll do the rest.

Expert support and advice whenever you need it. 

pro

Our team of experts & accountants can guide you through the toughest parts of being self-employed. No sweat.

Why business owners love us

Ben

July 13, 2021

We received brilliant support from Luke and Karly regarding securing our first mortgage. They were both extremely helpful and very quick to respond to our questions. Given our tricky situation, myself being a contractor and my partner in full-time work it required a bit of back and forth with the lender however it was very quickly sorted and our mortgage approved. I wouldn't hesitate to recommend Crunch to friends especially those who are self-employed/contractors. Thank you!

Scott Dunn

July 10, 2021

I have taken the plunge and gone part time in a new business and have found crunch idea to take the pressure off me from a financial side . I had an outstanding call yesterday with Danielle who went above and beyond to help me and be patient due to dyslexia and lack of confidence in form filling. The way she was with me was simply outstanding, and I now have an excellent overview of how to input and generate invoices. This would not have been achieved but for this wonderfully patient client support manager thank you so much, and what I thought was going to be a clunky process has turned out to be far easier than I thought. Simply brilliant support

Wendy T

July 9, 2021

Had a really helpful conversation with Crunch today - answered all my questions and couldn’t have been nicer. Great customer service.

See how we help sole traders just like you

We’ve worked with 1,000s of different business and self-employed people offering accounting services for over 10 years, and we help people across a huge range of industries. Our superhero client managers and expert accountants are dedicated to simplifying running your business, whatever you do. Take a look at some of our member stories and see how we could help you.

“Crunch has helped me by making accounting much easier to manage in a stress-free way - meaning that I can focus on my business and not worry about the accounting side of things.”

Dan

Software development & consultancy

Limited company premium

Read 
Dan
's story →

“Crunch provides me with amazing support when I need it and all at a fraction of the cost of any previous accountants.”

Ella

GP & medical

Limited company premium

Read 
Ella
's story →

"For the past few years I have taken the opportunity to pay my selected accountant at Crunch to look over my accounts and file for me. It’s amazing that you can have that option - especially because they have access to your account so going over everything isn't stressful."

Elliott

Youtube content creation

Sole trader pro

Read 
Elliott
's story →

“Everyone I’ve dealt with at Crunch is very friendly and supportive, and I’ve received excellent service in completing all my accounting needs. I know that I can always reach out and get support from Crunch when I need it.”

Emily

Management consultancy

Limited company premium

Read 
Emily
's story →

“Crunch have helped us to transition from freelance to small business very well. The software provides clarity and makes it easy to keep invoicing up to date.”

Emily

Digital marketing & development

Small business

Read 
Emily
's story →

“Crunch was there for me when I was already really overwhelmed about all aspects of being self-employed.”

Jennifer

Writing & content creation

Sole trader pro

Read 
Jennifer
's story →

“I know my accounting is in safe hands with Crunch.”

John

Design management

Limited company pro

Read 
John
's story →

"Crunch Chorus has been a great source of information and resources as I have started out on the business journey and in the midst of COVID."

Katy

Recruitment

Crunch Chorus community

Read 
Katy
's story →

“Crunch has given me peace of mind… which definitely contributes to a better night's sleep.”

Nick

Marketing

Limited company pro

Read 
Nick
's story →

“When I joined Crunch, it felt like a load had been lifted off my shoulders.”

Pedro

Web development

Limited company premium

Read 
Pedro
's story →

“Crunch is straightforward accounting for ordinary folk.”

Ralph

IT contracting

Limited company pro

Read 
Ralph
's story →

“I can log in and the dashboard shows me where I am with my finances (provided everything is up to date). At a glance, I can see exactly how my business is doing.”

Richard

Electrical services

Limited company premium

Read 
Richard
's story →

“2020 has been a challenging year, it certainly pushed us to think outside the box!”

Sam

Fitness

Crunch Chorus community

Read 
Sam
's story →

“The Crunch team provides fantastic support all round, as accounting and taxes - and all the admin that comes with it - is something I want to leave to the experts.”

Stefan

Online marketing

Small business

Read 
Stefan
's story →

“Being part of the Facebook group has been great as there’s the sense of community and everyone either having been where you are now or you being able to offer help and advice to others.”

Susan

Coaching & training

Facebook group

Read 
Susan
's story →

More features to help your business

Connect your bank account

Our free, secure Open Banking feeds connect your business bank account to your Crunch sole trader accounting software and automatically import all your business transactions. It’s the fastest, safest way to keep your self-employed accounts and finances up to date.

See your cashflow in real time

With all your invoices and expenses in one place, you can easily manage your sole trader bookkeeping, track your turnover, and understand how much tax you’ll need to pay.

Paperless self-employed accounting

Snap a picture of a receipt, automatically add it as a business expense, or use our app to capture and upload your business mileage. All your bookkeeping records are in one place, so you can ditch the piles of paperwork!

Choose the best accounting software solution for your business

Free

Ideal if you’re just starting out, our free software will get you organised and free up your time.

£0.00

Free forever
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

add-on
Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

add-on
Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, upgrade to Pro! With our Crunch Pro VAT package, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Our software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
HMRC registration
 

Upgrade to Pro and let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on
Self Assessment support
 

Upgrade to Pro and let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on

Pro

Everything you need as a self-employed sole trader, with expert advice and support included.

From £24.50

+ VAT per month
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

add-on
Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

add-on
Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, there’s an additional charge of £5 per month to file your VAT returns using our Making Tax Digital compatible software, bringing the total to £29.50 +VAT per month.

With our VAT package, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Your software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
HMRC registration
 

Let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on
Self Assessment support
 

Upgrade to Pro and our experts will prepare your Self Assessment and submit it to HMRC using our innovative online accounting software. We’ll make sure you’re paying the correct amount of personal tax and claiming all the allowances you’re entitled to. We provide a comprehensive review of your Self Assessment, as well as help with more complex returns, such as advising you on multiple sources of income.

add-on

Not sure what's right for your business?

Compare all featuresGet help from an advisor

Just starting out - how much tax will you pay?

Could you save on tax with a different business structure? See if setting up as a sole trader is the right choice for your business, or whether a limited company could reduce your tax bill. Get advice from an expert accountant to see how you could save money and pay less tax.

Let Crunch be your limited company accountants

Our expert accountants, superhero client managers and friendly advisors are dedicated to your business. We pride ourselves on our customer service and getting to know your individual needs. Switching to Crunch from another accountant is easy too, we can help make the switch from your existing accountant as smooth as possible.

Friendly advisors

Our friendly advisors are available to help you choose the right online accounting package for your business. There’s no hard sell - we’ll offer you fair, unbiased advice on what’s best for you and your sole trader business. We’ll answer any questions you have about our accountancy service, make sure that you have the right business structure, and that you understand how you’ll manage your sole trader accounts and taxes. We can also help you switch from another accountant.

Expert Chartered Certified Accountants

With a variety of accreditations and different professional backgrounds, our accountants are passionate about helping your business. We’re not your typical accountancy firm - we’re dedicated to sole traders and small businesses clients across the UK. With a whole team to support you as a self-employed sole trader, we’ll guide you through claiming all the right expenses, filing your Self Assessment, and managing your business accounts. As your business grows, we can advise on how to be more tax-efficient and whether a different business structure, such as a limited company, could be a better way to work.

Helpful client managers

Our superhero client managers will be on hand to make sure you get the most out of your online accounting software. We’ll make sure you’re correctly registered for all business taxes, National Insurance, and even VAT Registration, and we’ll take care of HMRC for you. We’re dedicated to helping our clients grow their businesses and manage their taxes.

Running a business can be confusing. We're here to help.

We’ve got over 10 years experience and have helped over millions of businesses with guidance and advice. Our knowledge articles, jargon-free business guides, handy videos and helpful tools and calculators will help answer all your questions. We’ve even got a free self-employed community, Crunch Chorus, with over 50,000 members just like you.

Our accounting accreditations

You can feel safe in the knowledge that we’re experts in our field.
Our limited company accountants have a range of qualifications from the Association of Accounting Technicians (AAT) and the Association of Chartered Certified Accountants (ACCA). They follow the byelaws, regulations, and ethical guidelines of the ACCA. We are an ACCA accredited employer.