Sole & Limited

Self Employed Mortgages

Being self-employed shouldn’t prevent you from getting a mortgage

Whether you’re looking for a freelance, small business, or contractor mortgage, our specialist self-employed mortgage brokers know the market inside out and will find the best deal for you, based on your day rate or previous year’s Self Assessment.

How can Crunch help if you need a self-employed mortgage?

Your own personal advisor

Our specialist self-employed mortgage advisors will take the time to fully understand your circumstances.

Access to the whole market

We can work with any lender to find you the perfect mortgage with exclusive deals.

Superfast offers

In most cases, we can offer a Decision in Principle in as little as an hour.

Mortgage Monitor service

Crunch Mortgage Monitor is a free service that checks every day to see if you could save money on your mortgage.

Help for first-time buyers

Your own, dedicated advisor will guide you through the whole process and help you to secure your first time buyers mortgage.

Remortgage deals

If you’re coming to the end of a discount period or simply want to switch to a better deal, we’ll find a great mortgage for you.

Why do you need a mortgage advisor if you’re self-employed?

Not long ago, going to your bank for a mortgage was your first option. Nowadays, it should be your very last option. Typically, banks don't have the qualified staff to understand your complex income. Speaking to a Crunch Broker is definitely better. You’ll be able to speak with someone who will understand your income, advise every lender in the market, and cut the long waiting times.

Time-saving with your own self-employed mortgage advisor broker

Within the first 10 minutes on the phone with a Crunch broker, we'll already have an idea of what you can achieve with us. We can quickly start working on your decision in principle. No appointments are needed. No queuing up outside a branch for ages. Just call us and you’ll be amazed at how easy we can make it for you.

Access to the whole market with Crunch Mortgages

Crunch Mortgages is an independent whole of market mortgage broker. What does this mean for you? Put simply, we are directly regulated by the FCA - we always follow best practice for our clients and can advise on every lender in the country. With over 30 years of experience in the market, lenders call us first with new or upcoming deals. As a Crunch client, you’ll have access to them all. If you want access to the entire market then you should call Crunch Mortgages right away.

Self-employed mortgage eligibility: 1hr Decision in Principle

Typically, banks will take weeks to meet you. Whilst, brokers will take weeks to find out what you can borrow. Thankfully, Crunch Brokers can tell you within minutes if you are eligible for a mortgage, and a decision in principle within the hour. You’ll then be free to find your property and make an offer.

woman smiling staring at camera

Live Mortgage Monitor - Eyes on the best mortgage for you!

The comfort of knowing that someone is looking out for you 24/7. You’ll receive regular emails such as the current value of your property, the mortgage deal you have, and your loan to value. We can tell you exactly how much you can save by making a switch and give you access to your Crunch broker, who’s ready to take your instructions. Let us be your lighthouse by signing up now.

Find the perfect mortgage for you

Get in touch and one of our Crunch Mortgage brokers will get back to you to start the process.

E-Crunch Ltd t/a Crunch Mortgages is an appointed Representative of Seico Insurance & Mortgages Ltd for mortgage broking purposes. Seico Insurance & Mortgages Ltd is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 300024.

Take control of your accounts, today

Crunch’s effective software package includes being able to talk to an expert client manager and a Chartered Certified Accountant. You can count on Crunch to make you productive and profitable.