Knowledge

Following a number of chats with our lovely Crunch clients and members, Crunch are delighted to reveal a new discount programme for investors in our ongoing Crowdfunding campaign.

It’s true! Crunch are no longer a simple accountancy firm, because modern small business management requires modern software and support.

What are Crunch Coins, and how do they work? We explain in this simple article.

Crunch are delighted to announce the launch of our first-ever crowdfunding campaign, available now on the investment platform, Seedrs!

Whether you are a freelance web designer or the proprietor of a new drinks brand, intellectual property (or IP) is at the core of everything you do.

Did you know that cryptocurrency in the UK doesn’t have its own tax treatment? Instead, crypto is taxed subject to income tax or capital gains tax - or both in some instances!

Accountancy automation is the way of the future: while our competitors only seem to be realising that now, Crunch have been ahead of the curve since day one.

A new inquiry on the implementation of IR35 rules in the private sector and how these rules are working in practice has been launched.

GDPR is a term all businesses, large or small should be aware of. Here's a jargon-free explanation of what you need to know to ensure you meet the rules.

Changes to the National Living Wage, dividend tax rates, and Universal Credit were all announced in the Autumn Budget 2021.

‍We’re obsessed with doing what we can to ensure everyone is able to love what they do, and want to make sure that people with an entrepreneurial spark don’t have to jump through all sorts of legislative hoops to become their own boss. 

Realistically, an increase to mortgage interest rates is likely to happen, and very soon. But let’s not panic, please, says Rob Starr.

If you want to grow your business or make use of your cash in a better way, there’s likely a commercial mortgage that will enable you to do so.

Our friends at Leapers run an annual study into the relationship between mental health and self-employment, and we at Crunch would love for you to be a part of this.

The government has delayed MTD for ITSA until 6 April 2024, with MTD for general partnerships postponed to 2025 in the aftermath of COVID-19.

A survey has revealed that tax changes have had almost as much effect on driver availability as Brexit, and more than COVID-19.

Updates to the government's Making Tax Digital scheme are coming to VAT, Income Tax, and Corporation Tax over the next few years.

Pricing is one of the most important business decisions you’ll have to make; get it wrong, and it will impact every aspect of your business.

98% of shoppers have been dissuaded from completing a purchase because of bad product descriptions - so how do we write them properly?

Saving is bit of a boring word, but it's a vital part of the process if you're looking to retire early.

Being candid about money has earned Bloominati Florals respect from peers and customers alike.

Building a compounding machine is an incredibly important part of achieving financial independence, but not everybody understands how to get started.

The UK government have announced an increase to National Insurance and Dividend Tax, which come into effect in 2020.

If you're working through an umbrella company and looking for your perfect mortgage, we have the answer for you.

When you’re self-employed, or director of your own limited company, it can be confusing to know how to claim back business mileage. We've got you covered.

Reaching financial independence is a matter of patience, persistence, and the aggregation of marginal gains.

We all know that there’s no such thing as a get rich quick scheme, but that doesn’t mean becoming a millionaire isn’t within your grasp.

Make your transition to a freelance role as seamless as possible with Crunch Chorus’ Guide to Freelancing!

Wrestling champion. Box Office sensation. President? How your business can harness the magnetism of Dwayne Johnson.

A number of lenders are now looking to actively support self-employed mortgage applicants by making it easier and quicker for them to get a mortgage

Crunch have won awards ever since our inception in 2009 - here's a complete rundown of every award we've won.

Crunch has been competing with Quickbooks and Xero for over a decade. They may be bigger, but we're certain we're better!

Cryptocurrency is becoming more and more popular, but what's HMRC position on it, and can self-employed people do business with it?

Getting a self-employed mortgage isn't hard, especially when you ask the right people for help - like Crunch Mortgages!

HMRC will allow you to apply for the fifth and final COVID-19 Self-Employed Income Support Scheme grant (SEISS) in July 2021.

Crunch nominated for gongs including Accounting Tech of the Year and Best Customer Service at the UK FinTech Awards / Brighton & Hove Business Awards.

Starting or running a business, and need tips? Want to network with fellow self-employed workers? Find out what events are coming up.

We've put together this guide to help you make a claim on the government's Self-Employment Income Support Scheme aimed at sole traders and partnerships.

Here are six important lessons from Alan Partridge for small businesses - some funny, some tragic. Oooh, it's a good list...

There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what's changing and how to claim.

Businesses can buy items of “plant and machinery” and offset some of that expenditure against their profits. Ltd companies can also claim a super-deduction.

Crunch's Personal Tax Estimator will help you work out the tax you may have to pay on your personal income, including sole trade income, salary & dividends.

Following changes introduced by HMRC in 2021, responsibility for determining your IR35 status is mostly, the same for both the private & public sectors.

A round up of the tax changes that may affect small businesses and business owners for the new tax year that starts on 6th April 2021.

The government introduced major changes to IR35 in April 2021. What do contractors and businesses need to do to ensure they're meeting the new rules?

The COVID-19 Recovery Loan Scheme (RLS) officially launched on 6th April 2021, to support businesses as they recover from the disruption caused by COVID-19.

Hiring a third party could open you up to tax and legal pitfalls surrounding their employment status – are they a subcontractor or an employee? We explain.

Although the ins & outs may be tricky to grasp for first-timers, the sooner you get your head around the HMRC VAT system the sooner you can benefit from it.

There are often limited company business expenses that go unclaimed, which means you could end up paying more tax than you need to.

As a sole trader, your business will naturally incur running costs. The good news is that many of these running costs can be claimed as business expenses,

Want to make this tax year the most profitable yet? Our top financial resolutions and guidance will set you on the course to success.

"If there's always biscuits in the tin, where’s the fun in biscuits?" Find out if the decision to turn your hobby into a career is the right one for you.

IR35 changes were introduced on 6th April 2021 will have a significant impact on recruiters, both at employment agencies or in-house. Get your free guide.

We’re fast approaching the end of the tax year on 5th April 2019. Let's take a look at what you’ll need to know.

If you’re planning to rent out a room in your home, you’ll need to know how the tax system works, and how it affects you. Here's a jargon-free lowdown.

Filing early will mean you avoid the mid-January dread felt by many freelancers & contractors, and enjoy a well-earned worry-free rest over the holidays.

Can your business claim the £4,000 Employment Allowance towards your NI Bill? Get all the details on eligibility, how much you can claim, and how to claim.

To claim tax relief on your mobile phone or landline expenses, a contract needs to be set up between your limited company and the service provider.

Getting your UK tax status wrong could mean that your worldwide income is subject to UK tax. Find out how to get it right with this jargon-free article.

Corporation Tax is the tax levied on the profits of limited companies. But what are the benefits of paying this tax early?

There are many different tax rates in the UK affecting both individuals and businesses - we've pulled them all together so you can keep on top of them.

Changing from a sole trader to a limited company? Here’s a simple explanation of when to make the transition and what you’ll need to keep in mind, without all the jargon.

We explain the tax rates that apply for the 2020/21 tax year, affecting income taxpayers resident in Scotland and how to see if you're affected.

Dividends are payments made to company shareholders from company profits after corporation tax. If you run a ltd company they can be really tax-efficient.

Disaggregation is when business owners try to avoid charging VAT by splitting a business to ensure each operates under the VAT registration threshold.

What's the most tax-efficient salary to take as a company director? Here are the benefits of taking a high or a low salary, without the jargon.

If you pay for something for your business with your own money don't forget to claim it back as a business expense, we show you how.

Here's how to make sure you're paying the right amount of tax when deciding to freelance on the side, and how to stay in HMRC's good books!|Here's how to make sure you're paying the right amount of tax when deciding to freelance on the side, and how to stay in HMRC's good books!

Here is Crunch's small business friendly highlights from the the Chancellors March 2021 Budget  affecting small business owners and the self-employed.

In 2017, the government introduced two new annual tax allowances: one for trading income (sole trade), and one for income from a property business.

The government has announced financial measures to support businesses through the Covid-19 emergency. There's support for certain employees, businesses and self-employed.

What is National Insurance and do the self-employed have to pay it? This article explains it all as simply as possible.

Pension contributions are one of the few remaining tax breaks available to limited companies. It makes sense to take advantage of this tax break.

Whatever your business situation, there are significant tax reliefs for pension contributions available. So you can pay less tax and save for your future!

Many take the sole trader route when starting a business, but there are huge benefits and advantage associated with setting up a limited company.

Child Benefit is a benefit payable to someone responsible for a child under the age of 16, or 20 if they’re in full-time education. Here's the low-down.

Although changes to IR35 have been delayed until April 2021, contractors working through a personal service company still need to have business insurance.

Failure to file a Confirmation Statement is a criminal offence, which can result in directors being fined personally in criminal courts. Here's what to do.

To examine the latest position on whether you should be paid for sleeping at work, we'll look at the most important, and recent, tribunal cases.

Our jargon-free article explains the tax consequences surrounding company cars / vehicles for employers and employees that you need to know about.

It’s essential to make sure that you keep your personal and business banking separate, so you’ll usually need a dedicated business bank account.

Freelancer, contractor, or small business owner looking to reduce outgoings and increase productivity? There’s a new solution - Crunch Free!

We’ve put together this comprehensive, jargon-free guide to help you understand how best to set up as self-employed, and how to act tax-efficiently.

In 2021, the Supreme Court ruled that Uber drivers were workers, not self-employed. But what does this ruling mean, and how did we get here?

If you don’t file your Self Assessment and pay any tax due by 31st January deadline you’ll face fines – and potential extra penalties. Here's all the info.

This article will cover exactly what a director’s loan is, the HMRC rules, and your tax obligations. So you'll avoid any problems or unexpected tax bills.

Lowering your Corporation Tax just takes diligence, a bit of knowledge of the tax system, and a few minutes every month making sure everything is recorded.

Finding work as a freelancer can be tricky. But there's good work on offer if you know where to look - here are a few of our favourite freelance job sites.

Businesses can benefit from a company car, van or motorcycle. Having a mode of company transport can be invaluable for small businesses.

The Conservatives' 'National Living Wage' is not the same as the one proposed by the Living Wage Foundation. We look at the differences.

Confused by P11D forms? Unsure whether you need to file one? Want to avoid the common mistakes? Read our articles and you'll be an expert in no time.

New to contracting or freelancing? Struggling with filing your first Self Assessment? Our quick guide goes over the basics of what you should do.

If you live outside of the UK but run a UK-based limited company, there are certain rules you’ll need to be aware of to effectively run your business.

What is the Tax-Free Childcare scheme? How does it work, and how do you apply for it? Read on for everything you need to know about the new scheme.

A Self Assessment tax return is one of the most significant tax documents you’ll be dealing with when you’re self-employed. Here's what you need to know.

How long does trademarking a company last? How much does it cost? What's the difference between trademarking a company & registering one? All this and more.