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We can help you navigate the IR35 maze with our range of articles, an IR35 calculator to help you see if you're at risk, detailed IR35 reviews from an accountant, and a jargon-free guide that explains IR35. Our payroll and accountancy solutions can help contractors whether their assignments are inside or outside of IR35.
Crunch offer the UK's first and only end to end solution for IR35. Call us now on 0333 920 4791 or book a callback with the button below to find out more.
If you’re a contractor working through a Personal Service Company, the off-payroll working rules (known as ‘IR35’) could have a big impact on how you get paid and how much tax and National Insurance Contributions you have to pay. Recruiters, whether in-house or at an agency, also need to be aware of the changes coming on 6th April 2020.
Whether you’re a contractor, a recruiter placing contractors on assignments, or an employer looking to assess the IR35 status of your contractor assignments, we’ve got a tool that can help you.
If you’re a recruiter, an agency, or an employer with multiple contracts and assignments that you’d like to assess for their employment status, Crunch can help. Our IR35 tool provides assessments for all your assignments, as well as understanding your financial risk. It also offers recommendations on how to confirm the employment status of your contractors. Our free guide for recruiters focuses on what you need to do to be ready for the changes being implemented by HMRC on 6th April 2020.
Our unique approach allows you to work on multiple contracts and assignments whatever your IR35 status.
Our limited company accountancy service is ideal where your assignment is ‘outside IR35’. You get the maximum tax-efficiency and control over your business.
We also offer an Umbrella service and work with a range of employment agencies to provide the payroll services you need.
All of these services are available in a comprehensive, single package for a fixed price. You may need to purchase additional services depending on your individual circumstances. Our specialist advisors will guide you, to ensure your service is as flexible as you need.
Great for your peace of mind and perfect if you’re worried about IR35. Switch between services depending on the IR35 status of your assignment. We’ll take care of HMRC and Companies House, with easy-to-use software and expert advice.
We'll pay you promptly for your work and look after all the tax and admin, leaving you to do what you do best. You'll get expert help and support whenever you need it.
Our Business Protect Insurance covers you for legal expenses related to your business, including the legal costs of an IR35 investigation.
IR35 is a tax law introduced to combat tax avoidance by workers supplying their services to clients via an 'intermediary' (such as a limited company) who would otherwise be an employee. If an assignment is ‘inside IR35' then HMRC expects the correct employment taxes and National Insurance to be paid. We have IR35 solutions that can help contractors with this.
It’s important you establish whether your assignments are inside or outside IR35. HMRC can investigate your Personal Service Company at any time, and this can be time-consuming, costly and highly stressful. The financial impact of IR35 can be significant. You may find your future earnings are reduced and you may have to pay Income Tax and National Insurance Contributions (NIC) HMRC calculates you should have paid. HMRC can also apply financial penalties.
If IR35 rules apply to your assignment, you need to pay Income Tax and NIC as though you were employed directly, rather than contracted to work through your Personal Service Company. HMRC can go back up to six years and evaluate past assignments to see if the legislation should have applied. From 6th April 2020, the rules are changing for assignments with private sector companies.
Following changes to be introduced by HMRC on 6th April 2020, responsibility for determining your IR35 status depends on whether you work in the Public Sector or the Private Sector. For medium and large sized companies in the private sector, and for all public sector organisations, the end-client will be responsible for determining the employment status of an assignment. Find out more about who determines your status and pays the tax.
To assess your assignment for IR35, try the Crunch IR35 calculator. If you receive a medium or high-risk assessment, we strongly advise you take action as soon as possible. This could include getting a more detailed review of your contract and working practices. Speak to us to see how we can help, with our range of products including IR35 payroll, IR35 Tax accounting or working through our Umbrella company. Please be aware that the results of our IR35 calculator can only be used as a guide.
Crunch offer a range of IR35 contract and assignment review services. An expert will review your contract, accurately determine your IR35 status, and will assist in helping you to comply with the government's regulations in this area. We also offer advice on recommended changes to your contract or working practices to ensure you aren't incorrectly classified. Our package builder lets you choose the services you need from Crunch.
We've pulled together all the information you need to know into our IR35 Business Guide. Our business guides are jargon-free explanations of key topics for freelancers, contractors, and small businesses. You can download our guides for free by joining Crunch Chorus - our free to join community for the self-employed.
Watch our three-minute video to learn the basics of IR35, who it affects and what to do if you’re concerned about it.
Crunch’s Head of Accounting, Robert Grant, explains the upcoming IR35 rules and how they’ll affect contractors working through limited companies.
Crunch and Professional Passport explain what IR35 means for recruiters and what action the need to take ahead of the impending rule changes in April 2020.