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We can help you navigate the IR35 maze with our range of articles, an IR35 calculator tool to help you see if you're at risk, detailed IR35 reviews from an expert accountant, and a jargon-free guide that explains IR35. Our payroll and accountancy solutions can help contractors whether their assignments are inside or outside of IR35.
Crunch offers the UK's first and only end to end solution for IR35. Call us now on 0333 920 4791 or book a callback with the button below to find out more.
If you’re a recruiter, an agency, or an employer with multiple contracts and assignments that you’d like to assess for their employment status, Crunch can help. Our IR35 Navigator tool lets you quickly generate online IR35 status assessments for all your assignments, as well as calculating your financial risk. It also offers recommendations on mitigating action you could take to ensure the employment status of your contractor assignments are correct. Our free guide for recruiters focuses on the changes implemented by the government in April 2021.
Our unique approach allows you to work on multiple contracts and assignments whatever your IR35 status.
Our limited company accountancy service is ideal where your assignment is ‘outside IR35’. You get the maximum tax-efficiency and control over your business.
We also offer an Umbrella service and work with a range of employment agencies to provide the payroll services you need for ‘inside IR35’ assignments.
All of these services are available separately, or in a comprehensive, single package for a fixed price. You may need to purchase additional services depending on your individual circumstances. Our specialist advisors will guide you, to ensure your service is as flexible as you need.
IR35 is a tax law introduced to combat tax avoidance by workers supplying their services to clients via an 'intermediary' (such as a limited company) who would otherwise be an employee. If an assignment is ‘inside IR35' then HMRC expects the correct employment taxes and National Insurance to be paid. We have IR35 solutions that can help contractors with this.
It’s important you establish whether your assignments are inside or outside IR35. HMRC can investigate your Personal Service Company at any time, and this can be time-consuming, costly and highly stressful. The financial impact of IR35 can be significant. You may find your future earnings are reduced and you may have to pay Income Tax and National Insurance Contributions (NIC) HMRC calculates you should have paid. HMRC can also apply financial penalties.
If IR35 rules apply to your assignment, you need to pay Income Tax and NIC as though you were employed directly, rather than contracted to work through your Personal Service Company. HMRC can go back up to six years and evaluate past assignments to see if the legislation should have applied. The rules changed in April 2021 for assignments with private sector companies.
The responsibility for determining your IR35 status, and which entity pays Income Tax and National Insurance Contributions (NICs) to HMRC is, largely, the same for both the private and public sectors. Unless you're working for a smaller end client, or an overseas business it's the end-clients responsibility to make an IR35 status. But you should still make sure they've done it correctly. Find out more about who determines your status and pays the tax.
To assess your assignment for IR35, try the Crunch IR35 calculator for Contractors. If you receive an inside IR35 or borderline assessment, we strongly advise you to take action as soon as possible. This could include getting a more detailed review of your contract and working practices. Speak to us to see how we can help, with our range of products including limited company accounting, IR35 payroll, IR35 Tax accounting or working through a compliant Umbrella company.
Crunch offer a range of IR35 contract and assignment review services. An expert will review your contract, accurately determine your IR35 status, and will assist in helping you to comply with the government's regulations in this area. We also offer advice on recommended changes to your contract or working practices to ensure you aren't incorrectly classified.
We've pulled together all the information you need to know into our IR35 Business Guide. Our jargon-free business guides explain key topics for freelancers, contractors, and small businesses. You can download our guides by joining Crunch Chorus - our free community for the self-employed.
Watch our two-minute video to learn the basics of IR35, who it affects and what to do if you’re concerned about it.
Crunch’s Head of Accounting, Robert Grant, explains the upcoming IR35 rules and how they’ll affect contractors working through limited companies.
Crunch and Professional Passport explain what IR35 means for recruiters and what action they need to take ahead of the rule changes planned for April 2021.