Free online accounting software

Small Business accounting software you can count on.

Our easy-to-use free accounting software lets UK-based freelancers, contractors, start ups, and small business owners manage their invoices, expenses, and business finances; online, in real-time, anytime and anywhere. It’s not just a free trial, either - it’s completely free!

You can easily upgrade to one of our paid packages whenever you’d like, for extra software features, unlimited support, advice, and a team of experts to take care of your accounting and tax filing.

Why business owners love us

Ben

July 13, 2021

We received brilliant support from Luke and Karly regarding securing our first mortgage. They were both extremely helpful and very quick to respond to our questions. Given our tricky situation, myself being a contractor and my partner in full-time work it required a bit of back and forth with the lender however it was very quickly sorted and our mortgage approved. I wouldn't hesitate to recommend Crunch to friends especially those who are self-employed/contractors. Thank you!

Scott Dunn

July 10, 2021

I have taken the plunge and gone part time in a new business and have found crunch idea to take the pressure off me from a financial side . I had an outstanding call yesterday with Danielle who went above and beyond to help me and be patient due to dyslexia and lack of confidence in form filling. The way she was with me was simply outstanding, and I now have an excellent overview of how to input and generate invoices. This would not have been achieved but for this wonderfully patient client support manager thank you so much, and what I thought was going to be a clunky process has turned out to be far easier than I thought. Simply brilliant support

Wendy T

July 9, 2021

Had a really helpful conversation with Crunch today - answered all my questions and couldn’t have been nicer. Great customer service.

Manage your business finances easily

Cloud accounting software

See how your business is performing in real-time and manage your bookkeeping anytime, anywhere. Our free cloud-based accounting software keeps your data secure and lets you manage your cash flow and monitor your business health. Our paid accounting software and service packages include a real-time dashboard and financial reports for an at-a-glance overview of your small business accounts. You’ll always know how your business is performing, what tax you owe, and what deadlines are on the horizon.

  • Save time and money
  • Take the stress out of accounting
  • Stay on top of your business finances
  • Excellent review from TechRadar

Unlimited invoices & expenses

Stay on top of your cash flow by sending and tracking all your sales invoices with ease. Record business expenses in a flash, even when out and about. There’s no limits on the number of invoices or expenses you can add, even on our free software. It’s simple to set up suppliers, add recurring expenses such as subscriptions, recharge expenses to clients, and much more.

  • Easy to set up your clients and payment terms
  • Personalise and send invoices on-the-go
  • Set up recurring invoices

Free Open Banking integrations

With our free Open Banking integrations, you can link your business bank accounts safely and directly to your Crunch software. Open Banking is super secure - you don’t need to share any login details. It’s all managed directly with your bank, and we connect to most high street banks (as well as newer online banks).

Don’t worry if we don’t link with your bank yet – you’ll still be able to upload your statements into your Crunch account manually. We’ll guide you through the process from start to finish.

  • Link securely to your bank - no sharing passwords
  • Your business bank transactions can feed directly into Crunch
  • Save time on your bank reconciliation

Easy bank reconciliation

To see how your business is performing, track income and expenses, monitor cash flow, or prepare and file your tax returns, you’ll need to ensure that every transaction in your business bank account is reconciled with an invoice or expense in your bookkeeping software. Our easy-to-use Banking section will let you do it all quickly and easily.

  • Easily import bank transactions using Open Banking or uploading a file
  • The system will intelligently suggest matches for you
  • It’s so simple to ensure everything is matched

Great time-saving mobile apps and features to simplify running your business

Record expenses instantly on your mobile by simply taking a picture of your receipt, and easily keep track of business mileage on-the-go. Everything is uploaded automatically to your cloud accounting software so your small business accounting can all be managed in one place. Your data is always secure, our cloud software is web-based and works on any device so there’s no need for software upgrades.

  • Take a photo of receipts and have them automatically imported with our ‘Snap’ mobile app
  • Record and upload business mileage with free ‘Tripcatcher’ mobile app
  • Set up recurring invoices and expenses
  • Late payment reminders to help you manage your business easily

Expert tax and business advice whenever you need it

Need help preparing your accounts and tax returns? Not sure what you can claim? Our expert accountants will set you straight. Our complete accountancy packages include unlimited email or phone support and expert advice and we’ll take care of HMRC and Companies House. Crunch Free members can also purchase one-off sessions with our experts and have access to comprehensive support guides to help with their business needs.

  • Comprehensive online Help Centre with guides and how-to videos
  • Huge range of business support articles
  • Upgrade for one-to-one support and advice

See how we help business owners just like you

“Crunch has helped me by making accounting much easier to manage in a stress-free way - meaning that I can focus on my business and not worry about the accounting side of things.”

Dan

Software development & consultancy

Limited company premium

Read 
Dan
's story →

“Crunch provides me with amazing support when I need it and all at a fraction of the cost of any previous accountants.”

Ella

GP & medical

Limited company premium

Read 
Ella
's story →

"For the past few years I have taken the opportunity to pay my selected accountant at Crunch to look over my accounts and file for me. It’s amazing that you can have that option - especially because they have access to your account so going over everything isn't stressful."

Elliott

Youtube content creation

Sole trader pro

Read 
Elliott
's story →

“Everyone I’ve dealt with at Crunch is very friendly and supportive, and I’ve received excellent service in completing all my accounting needs. I know that I can always reach out and get support from Crunch when I need it.”

Emily

Management consultancy

Limited company premium

Read 
Emily
's story →

“Crunch have helped us to transition from freelance to small business very well. The software provides clarity and makes it easy to keep invoicing up to date.”

Emily

Digital marketing & development

Small business

Read 
Emily
's story →

“Crunch was there for me when I was already really overwhelmed about all aspects of being self-employed.”

Jennifer

Writing & content creation

Sole trader pro

Read 
Jennifer
's story →

“I know my accounting is in safe hands with Crunch.”

John

Design management

Limited company pro

Read 
John
's story →

"Crunch Chorus has been a great source of information and resources as I have started out on the business journey and in the midst of COVID."

Katy

Recruitment

Crunch Chorus community

Read 
Katy
's story →

“Crunch has given me peace of mind… which definitely contributes to a better night's sleep.”

Nick

Marketing

Limited company pro

Read 
Nick
's story →

“When I joined Crunch, it felt like a load had been lifted off my shoulders.”

Pedro

Web development

Limited company premium

Read 
Pedro
's story →

“Crunch is straightforward accounting for ordinary folk.”

Ralph

IT contracting

Limited company pro

Read 
Ralph
's story →

“I can log in and the dashboard shows me where I am with my finances (provided everything is up to date). At a glance, I can see exactly how my business is doing.”

Richard

Electrical services

Limited company premium

Read 
Richard
's story →

“2020 has been a challenging year, it certainly pushed us to think outside the box!”

Sam

Fitness

Crunch Chorus community

Read 
Sam
's story →

“The Crunch team provides fantastic support all round, as accounting and taxes - and all the admin that comes with it - is something I want to leave to the experts.”

Stefan

Online marketing

Small business

Read 
Stefan
's story →

“Being part of the Facebook group has been great as there’s the sense of community and everyone either having been where you are now or you being able to offer help and advice to others.”

Susan

Coaching & training

Facebook group

Read 
Susan
's story →

Upgrade for complete software and accountancy packages

We’ve designed our Crunch Free accounting software to let self-employed sole traders and limited companies manage their bookkeeping online for free. Looking for more features, unlimited support, and expert advice? Upgrade to one of our complete online accounting packages- you’ll get even more accountancy software features, all the support your business needs, and a team of experts included for a fixed monthly price!

Self Assessment preparation and filing.

Our experts will prepare your personal tax return and make sure you’re claiming all the allowances you’re entitled to, so you pay the right amount of tax. Self Assessment is a paid add-on, included in some packages.

Find out more

Business performance.

Your real-time dashboard gives an at-a-glance overview of your company accounts. You’ll always know how your business is performing, what tax you owe, and what deadlines are on the horizon. Crunch is the best accounting software for small businesses, freelancers, contractors.

We look after HMRC and Companies House.

We’ll act as your tax agent and accountant taking care of HMRC and Companies House,  prepare your accounts and file all your business taxes including quarterly VAT returns. Our accounting software is completely compliant with HMRC’s Making Tax Digital requirements.

Payroll and dividends.

Our limited company accounting solutions include payroll for directors and dividends so you can pay yourself in the most tax-efficient way. We’ll also take care of your HMRC filing, reporting, and payslips for you. If you have employees, you can choose our payroll add-on service.

Registration for company and personal taxes.

If you’re setting up a new limited company, we can do it for you and take care of HMRC and Companies House, making sure you’re registered for all the right taxes. If you’re setting up as a new sole trader, we’ll ensure you’re correctly registered.

Year-end accounts.

We’ll make sure your business accounts are prepared and filed correctly. Our accounting software produces your income statement (profit/loss), balance sheet, and any financial reports needed so our expert accountants can prepare your accounts for you to check and file at the click of a button.

Choose the best accounting software solution for your business

Free

Ideal if you’re just starting out, our free software will get you organised and free up your time.

£0.00

Free forever
Get started
Free bookkeeping software

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

 
add-on
Record and track expenses

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

 
add-on
Create and issue invoices

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

 
add-on
Connect your bank account

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

 
add-on
Easy bank reconciliation

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

 
add-on
Expert advice and support

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

 
add-on
VAT registration and filing

If your business is VAT registered, upgrade to Pro! Your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Our software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

 
add-on
Year end accounts

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button. For Pro clients, we aim to complete your annual accounts and send them for your approval within 12 weeks.

 
add-on
Director payroll

Our simple Real Time Information (RTI) compliant payroll software makes it easy for Pro and Premium clients to set up a monthly, recurring salary. All your HMRC filing and payslips are done for you, our software connects to HMRC, so any PAYE-related returns can be submitted directly to ensure you’re compliant.

Pro package clients can have up to two directors taking a salary up to the relevant National Insurance (NI) threshold. If you wish to take more than the NI threshold amount as a salary you’ll have to use our add-on payroll service.

Premium package clients can choose any salary level they wish for up to four directors.

If you wish to take on employees who are not also company directors, you’ll have to use our add-on payroll service.

If you have multiple sources of employment income or you're receiving a pension, you may have a non-standard tax code. In this case, we’ll review your situation and you may have to use our add-on payroll service.

 
add-on
Tax-efficient dividends

As well as taking a director’s salary, you’ll usually want to take dividends from your company profits. Crunch makes paying yourself tax-efficiently with dividend payments easy. Our software lets you make quick and easy dividend payments at the click of a button and produces all the records you’ll need to keep for HMRC.

 
add-on
Company tax filings

We’ll prepare all your statutory company filings, including Corporation Tax and VAT.

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button.

We make Corporation Tax calculation and filing straightforward. Your Crunch accountants will prepare, check, and file your Corporation Tax returns for you. We’ll also file your annual Confirmation Statement at Companies House for you. All you have to do is check that the information is up to date. Pro package clients will need to pay the additional £13 HMRC fee, this fee is included as part of our Premium package.

VAT returns are filed using our HMRC compatible software, which fully meets Making Tax Digital (MTD) requirements. All you need to do is use our software to record all your business transactions and we’ll make sure your VAT returns are prepared and filed each quarter.

 
add-on
Registered Office service

Crunch can become your registered office, which means we’ll act as a "central mail handler" for the business-related post from HMRC and Companies House.

 
add-on
Real-time dashboard

Get a complete overview of what tax you owe with our real-time dashboard, giving you a clear and instant picture of your business finances.

 
add-on
Company formation

We’ll form your small business or limited company on your behalf and ensure your business is registered for all appropriate taxes.

 
add-on
HMRC registration

We’ll take care of getting you registered with HMRC, as well as for any personal or business taxes, so you’ll be up and running in no time.

 
add-on
Self Assessment support

Get expert help to prepare your Self Assessment and submit it to HMRC using our innovative online accounting software. We’ll make sure you’re paying the correct amount of personal tax and claiming all the allowances you’re entitled to. We provide a comprehensive review of your Self Assessment, as well as help with more complex returns, such as advising you on multiple sources of income.

 
add-on
IR35 support

Upgrade to our Crunch Premium package if you have any concerns about IR35. We have a complete range of IR35 solutions. Our switchable IR35 service means you can seamlessly move between limited company working or Umbrella payroll if your assignment is inside IR35. Our Crunch software can make any deductions you need for employment taxes, or handle any client payments you receive that have already had employment taxes deducted.

You’ll get unlimited online IR35 assessments to check the status of your assignments. You’ll also get one, free detailed review of the IR35 status of an assignment contract with a report showing your areas of risk, and recommendations to help evidence your contract is outside IR35. A Crunch expert will review your company's contract with your end client and the actual working practices in place to help you understand your employment status (one detailed review and report per year).

Crunch Pro package clients get unlimited online IR35 assessments and are able to purchase a detailed IR35 review as an add-on service.

 
add-on
Annual Accountancy Healthcheck

Get expert advice on improving your company’s growth and tax-efficiency.

Our Crunch Premium package includes an Accountancy Healthcheck every 12 months. Our Accountancy Healthcheck is designed to provide guidance on helping improve your limited company's financial performance, assist with any changes in regulations and the impact on your business, and help you to understand the changing needs of your business.

Crunch Pro package clients are able to purchase an Accountancy Healthcheck as an add-on service.

 
add-on
Professional references

Up to two accountant’s references per year for lettings or mortgages.

If you need an accountant’s reference to confirm your business finances we can help. For our Premium package clients, we'll provide up to two references for lettings or mortgage purposes each year.

If you’re a Pro package client or require other types of reference, we can still help you, though there will be an additional charge.

We can provide non-financial references to meet your specific requirements for an add-on fee on request.

 
add-on
Service address and mail forward

We provide you with a London service address for maximum professionalism and confidence.

 
add-on
In-app chat

Start a direct chat with one of our expert accountants and client managers for quicker in-app support.

 
add-on

Pro

The perfect combination of software, support, and advice for limited companies.

£71.50

+ VAT per month
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

add-on
Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

add-on
Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Our software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
Year end accounts
 

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button.

add-on
Director payroll
 

Our simple Real Time Information (RTI) compliant payroll software makes it easy for Pro and Premium clients to set up a monthly, recurring salary. All your HMRC filing and payslips are done for you, our software connects to HMRC, so any PAYE-related returns can be submitted directly to ensure you’re compliant.

Pro package clients can have up to two directors taking a salary up to the relevant National Insurance (NI) threshold. If you wish to take more than the NI threshold amount as a salary you’ll have to use our add-on payroll service.

If you wish to take on employees who are not also company directors, you’ll have to use our add-on payroll service.

If you have multiple sources of employment income or you're receiving a pension, you may have a non-standard tax code. In this case, we’ll review your situation and you may have to use our add-on payroll service.

add-on
Tax-efficient dividends
 

As well as taking a director’s salary, you’ll usually want to take dividends from your company profits. Crunch makes paying yourself tax-efficiently with dividend payments easy. Our software lets you make quick and easy dividend payments at the click of a button and produces all the records you’ll need to keep for HMRC.

add-on
Company tax filings
 

We’ll prepare all your statutory company filings, including Corporation Tax and VAT.

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button.

We make Corporation Tax calculation and filing straightforward. Your Crunch accountants will prepare, check, and file your Corporation Tax returns for you. We’ll also file your annual Confirmation Statement at Companies House for you. All you have to do is check that the information is up to date. Pro package clients will need to pay the additional £13 HMRC fee, this fee is included as part of our Premium package.

VAT returns are filed using our HMRC compatible software, which fully meets Making Tax Digital (MTD) requirements. All you need to do is use our software to record all your business transactions and we’ll make sure your VAT returns are prepared and filed each quarter.

add-on
Registered Office service
 

Crunch can become your registered office, which means we’ll act as a "central mail handler" for the business-related post from HMRC and Companies House.

add-on
Real-time dashboard
 

Get a complete overview of what tax you owe with our real-time dashboard, giving you a clear and instant picture of your business finances.

add-on
Company formation
 

We’ll form your small business or limited company on your behalf and ensure your business is registered for all appropriate taxes.

add-on
HMRC registration
 

We’ll take care of getting you registered with HMRC, as well as for any personal or business taxes, so you’ll be up and running in no time.

add-on
Self Assessment support
 

Upgrade to Premium to get expert help preparing your Self Assessment, and submit it to HMRC using our innovative online accounting software. We’ll make sure you’re paying the correct amount of personal tax and claiming all the allowances you’re entitled to. We provide a comprehensive review of your Self Assessment, as well as help with more complex returns, such as advising you on multiple sources of income.

add-on
IR35 support
 

Upgrade to our Crunch Premium package if you have any concerns about IR35. We have a complete range of IR35 solutions: our switchable IR35 service means you can seamlessly move between limited company working or Umbrella payroll if your assignment is inside IR35. Our Crunch software can make any deductions you need for employment taxes, or handle any client payments you receive that have already had employment taxes deducted.

You’ll get unlimited online IR35 assessments to check the status of your assignments. You’ll also get one, free detailed review of the IR35 status of an assignment contract with a report showing your areas of risk, and recommendations to help evidence your contract is outside IR35. A Crunch expert will review your company's contract with your end client and the actual working practices in place to help you understand your employment status (one detailed review and report per year).

Crunch Pro package clients get unlimited online IR35 assessments and are able to purchase a detailed IR35 review as an add-on service.

add-on
Annual Accountancy Healthcheck
 

Get expert advice on improving your company’s growth and tax-efficiency.

Our Crunch Premium package includes an Accountancy Healthcheck every 12 months. Our Accountancy Healthcheck is designed to provide guidance on helping improve your limited company's financial performance, assist with any changes in regulations and the impact on your business, and help you to understand the changing needs of your business.

Crunch Pro package clients are able to purchase an Accountancy Healthcheck as an add-on service.

add-on
Professional references
 

Up to two accountant’s references per year for lettings or mortgages.

If you need an accountant’s reference to confirm your business finances we can help. For our Premium package clients, we'll provide up to two references for lettings or mortgage purposes each year.

If you’re a Pro package client or require other types of reference, we can still help you, though there will be an additional charge.

We can provide non-financial references to meet your specific requirements for an add-on fee on request.

add-on
Service address and mail forward
 

We provide you with a London service address for maximum professionalism and confidence.

add-on
In-app chat
 

Start a direct chat with one of our expert accountants and client managers for quicker in-app support.

add-on

Premium

Even more features and our speediest support to make your business finances a breeze.

£109.50

+ VAT per month
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

add-on
Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

add-on
Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Our software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
Year end accounts
 

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button.

add-on
Director payroll
 

Our simple Real Time Information (RTI) compliant payroll software makes it easy for Pro and Premium clients to set up a monthly, recurring salary. All your HMRC filing and payslips are done for you, our software connects to HMRC, so any PAYE-related returns can be submitted directly to ensure you’re compliant.

Premium package clients can choose any salary level they wish for up to four directors.

If you wish to take on employees who are not also company directors, you’ll have to use our add-on payroll service.

If you have multiple sources of employment income or you're receiving a pension, you may have a non-standard tax code. In this case, we’ll review your situation and you may have to use our add-on payroll service.

add-on
Tax-efficient dividends
 

As well as taking a director’s salary, you’ll usually want to take dividends from your company profits. Crunch makes paying yourself tax-efficiently with dividend payments easy. Our software lets you make quick and easy dividend payments at the click of a button and produces all the records you’ll need to keep for HMRC.

add-on
Company tax filings
 

We’ll prepare all your statutory company filings, including Corporation Tax and VAT.

We’ll make sure your annual accounts are prepared and filed correctly. Once we’ve got the information we need from you, your accounts will be prepared by our expert accountants and filed directly with HMRC and Companies House at the click of a button.

We make Corporation Tax calculation and filing straightforward. Your Crunch accountants will prepare, check, and file your Corporation Tax returns for you. We’ll also file your annual Confirmation Statement at Companies House for you. All you have to do is check that the information is up to date. Pro package clients will need to pay the additional £13 HMRC fee, but this fee is included as part of our Premium package.

VAT returns are filed using our HMRC compatible software, which fully meets Making Tax Digital (MTD) requirements. All you need to do is use our software to record all your business transactions and we’ll make sure your VAT returns are prepared and filed each quarter.

add-on
Registered Office service
 

Crunch can become your registered office, which means we’ll act as a "central mail handler" for the business-related post from HMRC and Companies House.

add-on
Real-time dashboard
 

Get a complete overview of what tax you owe with our real-time dashboard, giving you a clear and instant picture of your business finances.

add-on
Company formation
 

We’ll form your small business or limited company on your behalf and ensure your business is registered for all appropriate taxes.

add-on
HMRC registration
 

We’ll take care of getting you registered with HMRC, as well as for any personal or business taxes, so you’ll be up and running in no time.

add-on
Self Assessment support
 

Get expert help to prepare your Self Assessment and submit it to HMRC using our innovative online accounting software. We’ll make sure you’re paying the correct amount of personal tax and claiming all the allowances you’re entitled to. We provide a comprehensive review of your Self Assessment, as well as help with more complex returns, such as advising you on multiple sources of income.

add-on
IR35 support
 

Our Premium package offers a complete range of IR35 solutions. Our switchable IR35 service means you can seamlessly move between limited company working or Umbrella payroll if your assignment is inside IR35. Our Crunch software can make any deductions you need for employment taxes, or handle any client payments you receive that have already had employment taxes deducted.

You’ll get unlimited online IR35 assessments to check the status of your assignments. You’ll also get one, free detailed review of the IR35 status of an assignment contract with a report showing your areas of risk, and recommendations to help evidence your contract is outside IR35. A Crunch expert will review your company's contract with your end client and the actual working practices in place to help you understand your employment status (one detailed review and report per year).

add-on
Annual Accountancy Healthcheck
 

Get expert advice on improving your company’s growth and tax-efficiency.

Our Crunch Premium package includes an Accountancy Healthcheck every 12 months. Our Accountancy Healthcheck is designed to provide guidance on helping improve your limited company's financial performance, assist with any changes in regulations and the impact on your business, and help you to understand the changing needs of your business.

add-on
Professional references
 

Up to two accountant’s references per year for lettings or mortgages.

If you need an accountant’s reference to confirm your business finances we can help. For our Premium package clients, we'll provide up to two references for lettings or mortgage purposes each year.

If you’re a Pro package client or require other types of reference, we can still help you, though there will be an additional charge.

We can provide non-financial references to meet your specific requirements for an add-on fee on request.

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Service address and mail forward
 

We provide you with a London service address for maximum professionalism and confidence.

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In-app chat
 

Start a direct chat with one of our expert accountants and client managers for quicker in-app support.

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Free

Ideal if you’re just starting out, our free software will get you organised and free up your time.

£0.00

Free forever
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

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Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

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Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, upgrade to Pro! With our Crunch Pro VAT package, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Our software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
HMRC registration
 

Upgrade to Pro and let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on
Self Assessment support
 

Upgrade to Pro and let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on

Pro

Everything you need as a self-employed sole trader, with expert advice and support included.

From £24.50

+ VAT per month
Get started
Free bookkeeping software
 

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

add-on
Record and track expenses
 

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

add-on
Create and issue invoices
 

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

add-on
Connect your bank account
 

Link your business bank account to your Crunch software to quickly import bank statements and make reconciling your accounts quicker. Our software integrates with most major banks.

add-on
Easy bank reconciliation
 

Import all your transactions from your bank account and match them against expenses and invoices, our software makes suggestions for matching transactions to make your bookkeeping easy.

add-on
Expert advice and support
 

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

add-on
VAT registration and filing
 

If your business is VAT registered, there’s an additional charge of £5 per month to file your VAT returns using our Making Tax Digital compatible software, bringing the total to £29.50 +VAT per month.

With our VAT package, your software will automatically calculate your VAT transactions and prepare your returns for filing with HMRC every quarter when due.

Once you’ve approved it, you can submit your VAT return to HMRC with our online accounting software quickly and efficiently.

We’ll always remind you of upcoming deadlines so you’ll always be aware of your responsibilities. Your software is HMRC compatible and meets the Making Tax Digital (MTD) requirements.

add-on
HMRC registration
 

Let us take care of getting you registered with HMRC as a sole trader, as well as for any personal or business taxes.

add-on
Self Assessment support
 

Upgrade to Pro and our experts will prepare your Self Assessment and submit it to HMRC using our innovative online accounting software. We’ll make sure you’re paying the correct amount of personal tax and claiming all the allowances you’re entitled to. We provide a comprehensive review of your Self Assessment, as well as help with more complex returns, such as advising you on multiple sources of income.

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Not sure what's right for your business?

Compare all featuresGet help from an advisor

We're always improving our accounting software

We’re always working on ways to improve our software to make sure it’s the best accounting software for small businesses in the United Kingdom. We recently redesigned our software to make everything more responsive and even easier to use on any device.

We’re saving our clients even more time on their most common tasks by making things faster and simpler. We’re also making it even easier to get in touch. As well as in-app chat for some of our packages, we’re developing video-calling so you can have a more personal face-to-face experience with Crunch.

View our latest software updates

Running a business can be confusing. We're here to help.

We’ve got over 10 years experience and have helped over millions of businesses with guidance and advice. Our knowledge articles, jargon-free business guides, handy videos and helpful tools and calculators will help answer all your questions. We’ve even got a free self-employed community, Crunch Chorus, with over 50,000 members just like you.