*The Crunch refer-a-friend scheme offers you a choice of reward for each business you refer to Crunch who takes up a new paid subscription. You can choose the reward you receive, either cash payment to your bank account or a donation of the same amount to one of our listed charities. The cash reward is £50 if your referral joins our Sole Trader Pro package or £100 if they join our Ltd Pro, Ltd Premium or Small Business package. As the referrer, you will receive an email once your referral has signed up asking for you to confirm your reward choice. Once a reward has been confirmed you cannot change the type of reward retrospectively. The reward is non-exchangeable, non-transferable and no cash alternatives will be offered. This reward is provided to you by E-Crunch Ltd (06014477 trading as Crunch). The reward is paid out 30 days after your referral has been enabled with Crunch. Offer only valid for new businesses you refer to Crunch who take out a paid subscription and pay by monthly subscription OR pre-pay an annual subscription. Additionally, all individuals within the business being referred must be unknown to Crunch. Your subscription payments must be up-to-date to receive a reward. Cannot be used in conjunction with any other offer. We have the right to withdraw or end the offer at any time.