Small business insurance

No one can predict what the future has in store. Our specialist small business insurance helps protect you, your business and your clients should the unexpected happen. Designed to suit your needs, our tailored package of cover includes professional indemnity insurance, public liability insurance and employer's liability insurance.

To discuss your options call us on 0333 122 0250, or why not get a quick quote? Don't forget, if you're a Crunch limited company client or a Crunch Chorus member, you'll get a 10% discount on your premium.

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  • Employers' liability - £10 million (no excess)
  • Professional indemnity - £1 million (excess £500)
  • Public liability - £2 million (excess £250)
  • Personal Accident lump sum - £50,000
  • Personal Accident weekly – up to £250 per week
  • Directors and officers - £50,000

  • Built for you

    Small businesses aren't all the same, so your insurance shouldn't be either. We can help if you have employees, work with the public or need contractor insurance.

  • Peace of mind

    We can cover you for employers' liability, public liability, professional indemnity and more.

  • Quick and simple

    Buying business insurance shouldn't be a chore. Get an instant quote today - no appointments, no fuss.

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Frequently asked questions



Do I need business insurance?

Having the right insurance in place helps protect you and your business, as well as your clients and the general public. Your clients may also demand you have business insurance.

What is public liability insurance?

Public liability insurance protects your business against a claim from the public for financial loss, accident, or injury.

What is employers' liability insurance?

Employers' liability insurance can help protect you against claims from employees for an accident, illness or injury they've had as a result of their work.

What is professional indemnity insurance?

Professional indemnity insurance offers protection for your business against a customer suing you for a financial loss that they believe you caused through negligent advice and services.

E-Crunch Ltd t/a Crunch Insurance Services is an appointed Representative of Kingsbridge Risk Solutions Ltd for general insurance purposes. Kingsbridge Risk Solutions Ltd is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 309149.