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Umbrella company for contractors & freelancers

Not sure which company type to choose?

Looking for a hassle-free umbrella service? We pay you promptly for your work and look after all the tax, National Insurance, and admin, leaving you to do what you do best.

We already work with thousands of recruitment companies across the UK, either directly or through our partnership network. Whether you’re setting up as a new umbrella contractor or freelancer, or if you’re looking to switch umbrella company, we’ve got the tools and expertise you need.

For a free phone consultation, call us on 0333 311 0800.

    We work with recruitment agencies and our Umbrella partner to offer the most flexible umbrella payroll

    Our Crunch Umbrella service is designed to work with agencies, but we can also use our Umbrella partner to work directly with end-clients. We can work with almost any recruitment agency either directly or through our partnership network. We help agencies offer the most efficient umbrella payroll service or limited company accounting for contractors and freelancers. If you want to use our umbrella service, speak to us to ensure we can work with your agency.

    Put us in touch with your agency today. Or, if you’re an agency, find out about how joining our recruiter network will give your clients the best umbrella company at a great price.

    Join our recruiter network

    Benefits of Crunch Umbrella Service

    A tried and tested umbrella company you can rely on

    • Tax and compliance

      We'll make sure all your tax and National Insurance contributions are taken care of, giving you more time to focus on what you do best.

    • Prompt onboarding and payments

      We’ll make sure your onboarding to our Umbrella service is seamless, and with our weekly or monthly payment schedules, we'll make sure you're paid on time, every time. All you need to do is submit your timesheets.

    • Insurance included

      As a Crunch Umbrella employee, or through our partnership, you'll automatically have comprehensive insurance cover for public liability, employers' liability and professional indemnity.

    • Fully compliant with HMRC

      You’ll be employed by Crunch Umbrella, or if we don’t work directly with your agency, then by our approved Umbrella Payroll partner for your contract term. You’ll have all your gross pay processed through PAYE, removing the risk of tax investigations or unexpected bills - unlike some unscrupulous umbrellas.

    • One single payslip

      We consolidate all your income and give you all your statutory rights & benefits of employment (holiday pay, sick pay, pension etc.) You’ll have the flexibility to work for multiple end-clients.

    • Umbrella limited

      If you work on some assignments ‘inside IR35’ and some ‘outside IR35’ we can help you move seamlessly between the two. Our limited company accountants can help you understand your IR35 options.


    £ 19 .50
    per week

    We’ll pay you promptly for your work and look after all the tax and admin, leaving you to do what you do best. You’ll get expert help and support whenever you need it.

    What is an umbrella company?

    If you're taking on a short-term contract or just looking to try out the world of contracting, operating through an umbrella company can be an easy option.

    • How does an umbrella service work?

      Our umbrella service for contractors and freelancers is beautifully simple. We work with your agency and clients to take care of all your tax and National Insurance responsibilities. We’ll make sure you get paid regularly, leaving you to concentrate on your contracting work. No need for worries about IR35 or keeping on top of complicated tax rules - your time is freed up to concentrate on the work you do.

    • Is umbrella company payroll right for me?

      Not sure about whether to use an umbrella company or work through a limited company? Usually, your agency will let you know which options are available. IR35 rules mean that sometimes the only option is an umbrella company. If you do have the choice of either, use our umbrella company calculator to find out what the effect will be on your take-home pay. Speak to one of our advisers if you need help deciding what’s best for your business.

    Hi! I'm Clare, umbrella contractor

    Crunch helps me be more productive

    • I always get paid on time
    • My tax responsibilities are taken care of
    • I can concentrate on contracting

    Our expert umbrella accountants at Crunch

    With a variety of accreditations and different professional backgrounds, our accountants are passionate about helping your business.

    Robert Grant

    Head of Accounting at Crunch

    Dillis Qin

    Accounting Services Manager at Crunch

    Lucinda Watkinson

    Deputy Head of Accounting at Crunch

    Our accreditations

    You can feel safe in the knowledge that we are experts in our field

    Our accountants have a range of qualifications from the Association of Accounting Technicians (AAT), Association of Chartered Certified Accountants (ACCA) and the Institute of Chartered Accountants in England and Wales (ICAEW). We’re also an ACCA Accredited Employer. If we need to introduce you to our approved Umbrella partner, you can rest assured they are one of the biggest umbrella firms in the UK, with all the professional accreditations your client or agency would need including FCSA, APSCo, and REC.

    Interested in our umbrella company service?

    We can help you from £19.50 +VAT a week.
    Call us now on 0333 311 0800 for a free consultation.

      We can help with more than just umbrella payroll

      Self-employed mortgages

      Trouble getting a self-employed mortgage? Our specialist mortgage advisors can help.

      Small business insurance

      Our specialist cover helps protect you, your business and your clients from the unexpected.

      Investments and pensions

      Professional advice to help you make the right financial decisions, tailored to your needs.

      Free tools and resources

      Jargon-free guides, calculators, and templates to make running your business a breeze.