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Umbrella company for contractors & freelancers

Not sure which company type to choose?

Looking for a hassle-free umbrella service? We can arrange to pay you promptly for your work and look after all the tax, National Insurance, and admin, leaving you to do what you do best.

Crunch already works with thousands of recruitment companies across the UK through our partnership network. Whether you’re setting up as a new umbrella contractor or freelancer, or if you’re looking to switch Umbrella companies, we’ve got the tools and expertise you need.

For a free phone consultation, call us on 0333 311 0800.

    We offer the most flexible umbrella payroll

    Through our Partner network, the Crunch Umbrella service is designed to work with almost any recruitment agency and directly with end-clients. We help agencies offer the most efficient Umbrella payroll service or limited company accounting for contractors and freelancers. If you want to use our Umbrella service, please speak to us.

    Find out about how joining our recruiter network will give your clients the best Umbrella service at a great price.

    Join our recruiter network

    Benefits of Crunch Umbrella Service

    A tried and tested umbrella service you can rely on

    • Tax and compliance

      Our service ensures all your tax and National Insurance contributions are taken care of, giving you more time to focus on what you do best.

    • Prompt onboarding and payments

      We’ll make sure your onboarding to our Umbrella service is seamless, and with our weekly or monthly payment schedules, we'll make sure you're paid on time, every time. All you need to do is submit your timesheets.

    • Insurance included

      As an Umbrella employee, you'll automatically have comprehensive insurance cover for public liability, employers' liability and professional indemnity.

    • Fully compliant with HMRC

      You’ll be employed by an Umbrellacompany for your contract term. You’ll have all your gross pay processed through PAYE, removing the risk of tax investigations or unexpected bills - unlike some unscrupulous umbrellas.

    • One single payslip

      Our service consolidates all your income and gives you all your statutory rights and benefits of employment (holiday pay, sick pay, pension etc.) You’ll have the flexibility to work for multiple end-clients.

    • Umbrella or Limited Company

      If you work on some assignments ‘inside IR35’ and some ‘outside IR35’ we can help you move seamlessly between the two with our Premium limited company package that includes comprehensive IR35 support and a switchable Umbrella Service.


    £ 25 00
    per week

    We'll ensure you're paid promptly for your work and look after all the tax and admin, leaving you to do what you do best. You’ll get expert help and support whenever you need it. You can choose weekly or monthly timesheets and we’ll even discount your price if you’re director of a dormant limited company.

    What is an umbrella company?

    If you're taking on a short-term contract or just looking to try out the world of contracting, operating through an umbrella company can be an easy option.

    • How does an umbrella service work?

      Our umbrella service for contractors and freelancers is beautifully simple. The Umbrella company works with your agency and clients to take care of all your tax and National Insurance responsibilities. We’ll make sure you get paid regularly, leaving you to concentrate on your contracting work. No need for worries about IR35 or keeping on top of complicated tax rules - your time is freed up to concentrate on the work you do.

    • Is Umbrella payroll right for me?

      Not sure about whether to use an Umbrella company or work through a limited company? Usually, your agency will let you know which options are available. IR35 rules mean that sometimes the only option is an Umbrella company. If you do have the choice of either, use our Umbrella company calculator below to find out what the effect will be on your take-home pay. Speak to one of our advisers if you need help deciding what’s best for you and your business.

    Hi! I'm Clare, umbrella contractor

    Crunch helps me be more productive

    • I always get paid on time
    • My tax responsibilities are taken care of
    • I can concentrate on contracting

    Our expert umbrella accountants at Crunch

    With a variety of accreditations and different professional backgrounds, our accountants are passionate about helping your business.

    Robert Grant

    Head of Accounting at Crunch

    Dillis Qin

    Accounting Services Manager at Crunch

    Lucinda Watkinson

    Deputy Head of Accounting at Crunch

    Our accreditations

    You can feel safe in the knowledge that we are experts in our field

    Our accountants have a range of qualifications from the Association of Accounting Technicians (AAT), Association of Chartered Certified Accountants (ACCA) and the Association of Tax Technicians (ATT). We’re also an ACCA Accredited Employer. Our Umbrella partners are among the biggest umbrella firms in the UK, with all the professional accreditations your client or agency would need including FCSA, APSCo, and REC.

    Interested in our umbrella company service?

    We can help you from £25.00 +VAT a week.
    Call us now on 0333 311 0800 for a free consultation.

      We can help with more than just umbrella payroll

      Self-employed mortgages

      Trouble getting a self-employed mortgage? Our specialist mortgage advisors can help.

      Small business insurance

      Specialist cover to help protect you, your business and your clients from the unexpected.

      Investments and pensions

      Professional advice to help you make the right financial decisions, tailored to your needs.

      Free tools and resources

      Jargon-free guides, calculators, and templates to make running your business a breeze.