Crunch Zero | It's accounting software. It's upgradable. It's free.

Online accountants - unlimited support, expert advice

We love accounting, so you don’t have to!

Brilliant online accounting software and all the support and expert advice you need, so you can focus on the things you love. Let Crunch take the hassle out of self-employed accounting and save yourself time and money.

Award-winning online accountancy services and software

We’re passionate about helping businesses thrive - that’s why we started Crunch. Trusted by 11,000 contractors, freelancers, consultants and small businesses across the UK, we’re not your typical accountancy firm and we have the awards to prove it.

Choose the right accountancy solution for you

From sole traders to small businesses, to limited company contractors, freelancers and practically anyone who’s self-employed, our accounting services and add-ons are built around you. We can help with your bookkeeping, preparation and filing of all your business and personal tax returns. Use our interactive package builder or speak to a friendly adviser. Upgrading is easy, too, so wherever your business takes you, Crunch is designed to grow with you.

Cloud software for LTD companies

Crunch Zero

Our free cloud accounting software solution, Crunch Zero, makes invoicing, recording expenses and keeping track of your cashflow so simple you’ll wonder how you ever managed your bookkeeping without it. Add more services as you need them.

Software & support for Sole Traders

Crunch One

For a fixed monthly fee, you get easy-to-use online accounting software for sole traders, along with all the support and advice you need from a team of client managers and expert accountants. We’ll even take care of your annual Self Assessment!

Software & support for LTD companies

Crunch Two

All the support and expert advice you need, plus our easy-to-use online accounting software for limited companies. We’ll take care of Corporation Tax, year end accounts, and VAT with HMRC and Companies House, and even IR35 with a switchable Umbrella service (if you’re affected) - all for a fixed monthly fee. Perfect for contractors, consultants and freelancers.

Accounting for small businesses

Crunch Three

A bespoke service for small business owners, your own dedicated accountant and bookkeeper to give you proactive support and advice for your company with up to ten employees. Small business accounting software and service that’s perfect for your growing business.

Simple online accounting software

We build our online accountancy software inhouse so we can tailor it to the needs of contractors, freelancers, and small businesses. It's so easy to manage invoices and expenses, and is completely Making Tax Digital compliant for MTD VAT returns. You get an up-to-date view of how your business is performing and the tax you owe, whenever you need it, so keeping on top of your finances is a breeze.

  • Save time and money
  • Take the stress out of accounting
  • Bank feeds to easily import bank transactions
  • Secure and easy-to-use on any device
  • Real-time view of company profits and taxes owed

Experts included

Crunch is much more than just beautiful software - it’s built around your needs. Our sole trader and limited company accountancy packages come with all the phone and email help you need from your support team of superhero client managers, with expert advice from our chartered certified accountants - no appointments, no fuss.

  • We take care of HMRC and Companies House for you
  • Expert, proactive advice from our chartered certified accountants
  • Specialists who understand your business
  • Expert IR35 advice, tools and solutions

"Always impressed by whoever picks up the phone. Clearly great people and great training. Keep it up."


"I did my own accounts for five or six years, now I’m with @TeamCrunch and I love them more than my own children."


"Loving your software @TeamCrunch, thank you for making bookkeeping (dare I say) fun!"

Your Crunch price promise

We know that business owners want value for money - that’s why we launched Crunch over 10 years ago. We believe that our combination of online accountancy software, support, and expert advice can’t be beaten by anyone in the market. We’re so sure you won’t find a better deal, that we offer a price promise. If you can find the equivalent package of services and software at a lower regular monthly price, show us proof and we’ll give you a reward or a free month, once you’ve been with Crunch for a month (terms and conditions apply).

Crunch Zero for Zero!

If you’d like a simple software-only solution for your limited company, Crunch Zero is just what you need - best of all it’s free! You’ll be able to manage all your invoicing and expenses using our secure cloud software and choose add-on services as you need them.

  • Simple to set up suppliers and expense types
  • Record and categorise expenses easily
  • Store photos of receipts in our secure online system
  • Stay on top of your cashflow
  • Send invoices wherever you are
  • Automatic payment reminders
"I had a trial with Crunch and instantly made a decision to move my business over because of two things that are very important to any business owner. Firstly, the Crunch software is so much more user-friendly than any other accounting software, saving me time and making life so much easier. It also helped me save over £800 a year whilst still providing me with access to their knowledge, expertise, and great customer service."
"When comparing Crunch to a traditional accountant, you need to be aware that you aren’t comparing a like-for-like service. There’s still a widely held belief that an accountant is someone you need to visit, but the vast majority of the services you buy are all handled via phone and email, so why should an accountant be any different? A traditional accountant will charge for services as and when you need them, so rather than having access to a team of experts year-round, you’ll pay for a "one-off service" at the end of the year. Face-to-face meetings with an accountant aren’t even possible given the Coronavirus lockdown, so even more reason to consider an online service like Crunch."
"To file a set of accounts with a traditional accountant, you can expect to pay £1,800 +VAT or more. Crunch can do this for under £800 +VAT. If you have VAT returns to be submitted, personal taxes to be filed, or require bespoke advice, this can also come at a cost which can easily push your quote over £2,000 +VAT per annum. Another consideration is the cost of accountancy software - usually, you’ll need to pay for a subscription adding additional cost. At Crunch we’ve incorporated all of this into one monthly payment: all your software, expert advice, and service in one place, for one great value price"

Not ready for one of our accounting packages yet?

No worries! But don’t forget we have a huge range of jargon-free articles to help you on your self-employed journey, as well as a range of other business services. We’d also recommend joining Crunch Chorus - the UK’s leading free self-employed community.

Join Crunch Chorus today and you’ll get access to a comprehensive range of free resources including our expert business guides, business templates as well as a supportive Facebook group, networking events, and the latest news affecting the self-employed.

We’re experts in our field - our accreditations

Our accreditations

Our limited company accountants have a range of qualifications from the Association of Accounting Technicians (AAT), to the Association of Chartered Certified Accountants (ACCA). They follow the bye-laws, regulations and ethical guidelines of the ACCA. We’re an ACCA accredited employer and also accredited by Professional Passport for our Umbrella and accountancy services.

See how Crunch could help your business

We’d love to show you how easy accounting can be with Crunch on your side. Speak to our friendly advisors on 0333 311 0800 to see how Crunch can help or get a callback whenever is most convenient.