Crunch vs. Coconut

A powerful Coconut alternative with unlimited expert accountancy support

Looking for an alternative to Coconut that offers more than just software? Crunch combines expert accountancy support with intuitive software designed to make your finances easier.

With us, you get more than just tools - you get real people and accountants helping you manage your accounts, all for a price that works for you.

Start using Crunch today and experience the power of expert accounting support!

See how Crunch compares as an alternative to Coconut

Your business finances are crucial, and choosing the right accounting provider means finding one with a proven track record. At Crunch, we’ve been delivering secure, reliable, and trusted accounting solutions for well over a decade.

We’ve helped tens of thousands of businesses take control of their finances with confidence—many of whom have been with us since the very beginning.

Feature
Unlimited UK-based accountant support
tick
Included with all packages – Unlimited access to UK Chartered accountants.
cross icon
Non existent – requires additional cost for support services from an accountant.
Transparent, fixed pricing
tick
No hidden fees or surprise costs – just clear, upfront pricing.
cross icon
Cheap but basic, with no advanced features. You’ll likely end up needing Crunch anyway.
Tax filing and HMRC Compliance assistance
tick
Full support for HMRC filings, compliance deadlines, Companies House submissions, and all other regulatory paperwork.
cross icon
ZERO tax filing– external accountant needed for full tax support.
Tailored Packages for freelancers and small businesses
tick
Flexible packages, tailored for freelancers, contractors, small businesses, sole traders, and limited companies.
cross icon
One package with absolutely no customisation options for specific business needs.
Migration and onboarding support
tick
Free migration advice to help with setup.
cross icon
No dedicated support whatsoever. Limited, basic customer emails only.
Award-Winning UK-based accountants
tick
Yes. Recognised for outstanding service to UK businesses.
cross icon
No - you will have to pay the high fees of an external accountant.

More about Coconut

Coconut raised over £6m through crowdfunding but faced challenges after withdrawing its banking functionality in a later funding round. This decision led to client losses and contributed to the company’s later insolvency. Although it was eventually acquired by a Self Assessment software company, it was sold at a significant financial loss to its shareholders.

Crunch, on the other hand, has grown sustainably as a profitable, independent business. With a strong foundation, award-winning service, and expert support, we’re here for the long haul. And years from now, we’ll still be offering a stable, trustworthy accounting solution for businesses that need more than just software.

Start using Crunch today to benefit from dedicated accountant support, transparent pricing, and full UK tax compliance!

Established in 2009, trusted by over 64,000.

“Solid way of combining a software service with the reassuring backup of support” - tech radar review

Experience award-winning smart software and expert accountants, all in one place.

Award-winning tech and customer service
Accounting tech of the year finalists - UK fintech awards 2025Best accounting software for small businesses in the UK for real advisors  - Techradar.Donut - Best accounting software for servicesThe contracting awards- Best contractor accountancy finalist -2024Best All-in-One small business accounting solution 2025 - UK enterprise awards
Unlimited support from our experts and certified accountants

Key benefits of Crunch vs Coconut: why we think Crunch is better.

Support from real UK-based accountants

Crunch is the best alternative to QuickBooks (which is software-only) because it includes unlimited access to UK-based accountants in every package. Giving you expert advice for things like expenses, tax planning, or financial growth when you need it—at no extra cost.

Full compliance and tax filing assistance

Our accountants handle your tax filings and compliance needs, so you stay on top of HMRC deadlines. Coconut provides connection to a Self Assessment software for extra costs. Other than that, there’s ZERO tax filing. So you’ll need to use an external accountant which incurs high costs for small business.

Personalised packages to suit your business needs

Crunch offers packages designed for UK freelancers, Sole Traders and Limited businesses, ensuring you only pay for what you need. In comparison, Coconut takes a one-size-fits-all approach, offering only basic features.

Onboarding, migration and ongoing assistance

Switching from Coconut to Crunch is simple, our dedicated team can help you with migration, setup, and onboarding to let you stay focused on your business. Our award-winning software and service will never drive you nuts.

All the accounting features you need to reach max profitability!

Powerful financial insights

Crunch’s user-friendly dashboard gives you real- time visibility of cash flow, expenses, and profits enabling better financial decision making.

Track and automate your expenses

Record expenses on the go with our mobile app. Snap receipts, connect your bank, and let Crunch handle the categorisation, VAT, and record-keeping. You can even log mileage effortlessly with our built-in tracker.

Get paid faster with CrunchPay

Get paid up to 3x quicker with CrunchPay. Add a simple “Pay Now” button to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit, or card.

One-click bank reconciliation

Import bank transactions daily and match them with one click using our AI-suggested matches. Stay on top of your finances in real-time—no spreadsheets, no guesswork.

Connect your bank account

Never upload a statement again with secure bank feeds, your transactions flow into your account automatically, saving you time and keeping your books effortlessly up to date.

Left arrow
Right arrow

Switching to Crunch from Coconut is easy!

Our friendly experts make it quick and simple with minimal disruption.

Helpful migration support

Our expert team takes the stress out of switching by guiding you through every step, making the transition to Crunch super smooth.

Fast, secure data transfer

We handle the secure import of your financial data, so you can switch with confidence, knowing your information is safe.

Full setup and ongoing assistance

Enjoy a hassle-free setup and onboarding process, followed by unlimited support from our UK-based accountants to keep your business running smoothly.

Make the move to Crunch today and start enjoying our expert-led support right away!

Frequently asked questions

Explore our FAQs for quick answers to your questions

Why should I choose Crunch as a Coconut alternative?

Crunch offers unlimited UK-based accountant support included in every package, along with transparent, fixed pricing—making it the ideal Coconut alternative for freelancers, Sole Traders and Limited companies.

How does Crunch’s pricing compare to Coconut?

Crunch offers transparent, fixed pricing with no hidden fees, while Coconut may charge extra for premium features and additional support. That’s why so many of our customers choose Crunch over Coconut.

Can Crunch help with my tax filings and HMRC compliance?

Yes, Crunch’s accountants manage your tax filings and ensure compliance with HMRC, so you’re always up to date with requirements.

Is it difficult to switch from Coconut to Crunch?

Not at all! Our dedicated team can help you with the  migration and setup process for a smooth transition

Will I have access to real accountants with Crunch?

Yes, all Crunch packages include unlimited support from UK-based accountants who understand the specific needs of small UK businesses.

Does Crunch offer customised packages for different business types?

Absolutely! Crunch has tailored packages for freelancers, contractors, and small businesses, so you only pay for the support you need.

Still got questions? We’re on hand to answer them all! Simply give us a call on 0330 404 2284!

How does Crunch compare to the rest?

We don’t just think we’re the best, the numbers back it up. See how we outperform the competition.

Simple plans that grow with you. FREE for 14 days!

Trusted by over 64,000 — simple accounting with powerful software and unlimited human support from our experts and certified accountants.

Sole Trader Pro
All-in-one support for the self-employed
Everything you need for peace of mind, from expert help to tools and tax filings.
£26.50 £1 +VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £63.60 & go annual
Try FREE for 14 days
£21.20 +VAT/month
(billed annually)
Saving £63.60 per year!
Try FREE for 14 days
BEst for freelancers
Limited Company Pro
The essentials for your Limited Company
All the core tools and support you need to stay compliant and run your business.
£86.50 £2 +VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £207.60 & go annual
Try FREE for 14 days
£69.20 +VAT/month
(billed annually)
Saving £207.60 per year!
Try FREE for 14 days
Limited Company Premium
Full support for your Limited Company
Extra support and peace of mind including Self Assessment, tax saving advice, & more.
£132.50 £3 +VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £342.00 & go annual
Try FREE for 14 days
£106 +VAT/month
(billed annually)
Saving £342.00 per year!
Try FREE for 14 days
GREAT VALUE & HELPS SAVE MONEY!
Sole Trader Pro
All-in-one support for the self-employed
Everything you need for peace of mind, from expert help to tools and tax filings.
£26.50 £1+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £63.60 & go annual
Try FREE for 14 days
£21.20+VAT/month
(billed annually)
Saving £63.60 per year!
Try FREE for 14 days
BEst for freelancers
See all features
Limited Company Pro
The essentials for your Limited Company
All the core tools and support you need to stay compliant and run your business.
£86.50 £2+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £207.60 & go annual
Try FREE for 14 days
£69.20+VAT/month
(billed annually)
Saving £207.60 per year!
Try FREE for 14 days
See all features
Limited Company Premium
Full support for your Limited Company
Extra support and peace of mind including Self Assessment, tax saving advice, & more.
£132.50 £3+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £342.00 & go annual
Try FREE for 14 days
£132.50+VAT/month
(billed annually)
Saving £342.00 per year!
Try FREE for 14 days
GREAT VALUE & HELPS SAVE MONEY!
See all features
Sole Trader Pro
All-in-one support for the self-employed
Everything you need for peace of mind, from expert help to tools and tax filings.
£26.50 £1+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £63.60 & go annual
Try FREE for 14 days
£21.20+VAT/month
(billed annually)
Saving £63.60 per year!
Try FREE for 14 days
BEst for freelancers
See all features
Limited Company Pro
The essentials for your Limited Company
All the core tools and support you need to stay compliant and run your business.
£86.50 £2+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £207.60 & go annual
Try FREE for 14 days
£69.20+VAT/month
(billed annually)
Saving £207.60 per year!
Try FREE for 14 days
See all features
Limited Company Premium
Full support for your Limited Company
Extra support and peace of mind including Self Assessment, tax saving advice, & more.
£132.50 £3+VAT/month
PROMO CODE: MAY123
Terms & conditions apply
OR save £342.00 & go annual
Try FREE for 14 days
£106+VAT/month
(billed annually)
Saving £342.00 per year!
Try FREE for 14 days
GREAT VALUE & HELPS SAVE MONEY!
See all features

Need even more?

For businesses that are more complex, e-commerce-focused, or generating higher revenue, Premium Plus offers the advanced tools you need for scale.

tick
Powerful software built for scale
tick
E-commerce linking
tick
Your dedicated certified accountant
tick
Your dedicated bookkeeping expert