Umbrella company for contractors & freelancers

An Umbrella service you can rely on

Looking for a hassle-free Umbrella service? We can arrange to pay you promptly for your work and look after all the tax, National Insurance, and admin, leaving you to do what you do best.

Crunch works with thousands of recruitment companies across the UK through our partnership network. Whether you’re setting up as a new Umbrella contractor or freelancer, or if you’re looking to switch Umbrella companies, we’ve got the tools and expertise you need.

For a free phone consultation call us on 0333 311 0800

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Flexible Umbrella payroll

Through our Partner network, our Umbrella service is designed to work with almost any recruitment agency and directly with end-clients. We help agencies offer the most efficient Umbrella payroll service or limited company accounting for contractors and freelancers. If you want to use our Umbrella service, please speak to us.

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Benefits of our Umbrella service

Tax and compliance

Our service ensures all your tax and National Insurance contributions are taken care of, giving you more time to focus on what you do best.

Prompt onboarding and payments

We’ll make sure your onboarding to our Umbrella service is seamless, and with our weekly or monthly payment schedules, we’ll make sure you’re paid on time, every time. All you need to do is submit your timesheets.

Insurance included

As an Umbrella employee, you’ll automatically have comprehensive insurance cover for public liability, employers’ liability and professional indemnity.

Fully compliant with HMRC

You’ll be employed by an Umbrella company for your contract term. You’ll have all your gross pay processed through PAYE, removing the risk of tax investigations or unexpected bills - unlike some unscrupulous Umbrella companies.

One single payslip

Our service consolidates all your income and gives you all your statutory rights and benefits of employment (holiday pay, sick pay, pension, etc). You’ll have the flexibility to work for multiple end-clients.

Umbrella or Limited Company

If you work on some assignments ‘inside IR35’ and some ‘outside IR35’ we can help you move seamlessly between the two with our Premium limited company package that includes comprehensive IR35 support and a switchable Umbrella service.

An Umbrella solution built around you


We’ll ensure you’re paid promptly for your work and look after all the tax and admin, leaving you to do what you do best.

We’ll even discount your price if you’re director of a dormant limited company.


+VAT per week
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Free bookkeeping software

Keep track of all your invoices, payments, and expenses using our free online bookkeeping software. Easily upgrade for expert support whenever you need it.

Record and track expenses

Easily keep track of all your business expenses, set up recurring expenses and even use our free app (‘Snap’) to take a photo of your receipts and have them automatically uploaded to your Crunch Free software.

Create and issue invoices

Send professional invoices to your clients on-the-go, personalise invoices with your company logo, record and track your income, and set up recurring invoices and late payment reminders.

Expert advice and support

Upgrade to Pro to get access to your own team of Crunch client managers, on hand for day-to-day support. They’ll guide you through your online accounting software, make sure you stay on top of deadlines, and help you with support and advice on dealing with HMRC.

Dedicated payroll support

Get help and advice regarding your payroll whenever you need it

Comprehensive insurance cover

You’ll be covered for public liability, employers' liability and professional indemnity, should you need it.

Fully compliant with HMRC

Our expert in-house accountants are always up to date with the latest legislation.

Weekly or monthly payroll submission

You'll get paid on a set day, with all tax and National Insurance taken care of. Weekly timesheets start from just £25 per timesheet or £25 per timesheet if you’re also using our Crunch Dormancy service. The monthly equivalent is £100 per monthly timesheet, or if you use our Dormant company service, it’s £88 per monthly timesheet.


What is an Umbrella company?

If you’re taking on a short-term contract or just looking to try out the world of contracting, operating through an umbrella company can be an easy option.

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How does an Umbrella service work?

Our Umbrella service for contractors and freelancers is beautifully simple. The Umbrella company works with your agency and clients to take care of all your tax and National Insurance responsibilities. We’ll make sure you get paid regularly, leaving you to concentrate on your contracting work. No need for worries about IR35 or keeping on top of complicated tax rules - your time is freed up to concentrate on the work you do.

Is Umbrella payroll right for me?

Not sure about whether to use an Umbrella company or work through a limited company? Usually, your agency will let you know which options are available. IR35 rules mean that sometimes the only option is an Umbrella company. If you do have the choice of either, use our Umbrella company calculator below to find out what the effect will be on your take-home pay. Speak to one of our advisers if you need help deciding what’s best for you and your business.

Try our Umbrella take-home pay calculator
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“The Crunch team provides fantastic support all round, as accounting and taxes - and all the admin that comes with it - is something I want to leave to the experts.”


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Let Crunch be your limited company accountants

Our expert accountants, superhero client managers and friendly advisors are dedicated to your business. We pride ourselves on our customer service and getting to know your individual needs.

Friendly advisors

Our friendly advisors are available to help you choose the right online accounting package for your business. There’s no hard sell - we’ll offer you fair, unbiased advice on what’s best for you and your sole trader business. We’ll answer any questions you have about our accountancy service, make sure that you have the right business structure, and that you understand how you’ll manage your sole trader accounts and taxes. We can also help you switch from another accountant.

Expert Chartered Certified Accountants

With a variety of accreditations and different professional backgrounds, our accountants are passionate about helping your business. We’re not your typical accountancy firm - we’re dedicated to sole traders and small businesses clients across the UK. With a whole team to support you as a self-employed sole trader, we’ll guide you through claiming all the right expenses, filing your Self Assessment, and managing your business accounts. As your business grows, we can advise on how to be more tax-efficient and whether a different business structure, such as a limited company, could be a better way to work.

Helpful client managers

Our superhero client managers will be on hand to make sure you get the most out of your online accounting software. We’ll make sure you’re correctly registered for all business taxes, National Insurance, and even VAT Registration, and we’ll take care of HMRC for you. We’re dedicated to helping our clients grow their businesses and manage their taxes.

Our accounting accreditations

You can feel safe in the knowledge that we’re experts in our field.
Our limited company accountants have a range of qualifications from the Association of Accounting Technicians (AAT) and the Association of Chartered Certified Accountants (ACCA). They follow the byelaws, regulations, and ethical guidelines of the ACCA. We are an ACCA accredited employer.

Interested in our Umbrella company service?

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