Author

Esther Lowde

Freelance Content Consultant

Bio

Esther is a Freelance Content Consultant at Crunch, specialising in creating engaging content that helps entrepreneurs scale successful ecommerce businesses.

After graduating from the University of Exeter with a degree in English Literature and Spanish, Esther has spent the last five years creating and implementing effective content marketing strategies for B2B tech and SaaS businesses. She’s passionate about all things copywriting, SEO and digital marketing.

Outside of work, Esther loves travelling, baking and staying active. She’s also a Londoner who loves exploring the city with friends.

Accreditations & Qualifications

Articles, Knowledge and Guides

Posts by Esther Lowde

A Beginner's Guide to Sending Professional Invoices as a Sole Trader

Learn how to create and send professional invoices as a sole trader. Get paid on time, comply with HMRC rules and stay organised with our comprehensive guide.

How to Choose a Business Address as a Sole Trader

Learn How To Choose The Perfect Business Address As A Sole Trader. Understand Legal Considerations, Budget-Friendly Office Options And More

How to Submit A VAT Return When You’re Self-Employed

Learn How To Submit Your VAT Return As A Self-Employed Person or Sole Trader. Understand VAT Deadlines And How To Pay VAT Liabilities And Claim VAT Refunds.

How Long Does A Tax Return Take?

Make Tax Season Stress-Free As A Sole Trader With Our Guide To HMRC Processing Times And How Long Tax Returns and Tax Refunds Take.

Can a Sole Trader Employ Staff?

In this guide to employing staff as a sole trader in the UK, we explore the legalities & implications of hiring employees for the first time as a sole trader.

How to Provide Proof of Income When You’re Self-Employed

Discover how to effectively prove your income as a self-employed individual. Learn top tips and which documents to use for self-employed proof of income..

What is a Partnership Tax Return? Form SA800 Explained

UK Partnership Tax Returns Explained: A Comprehensive Guide to Filing, Deadlines and Partnership Tax Return Information For Business Partnership Success.

Example of a Tax Return for a Landlord: All The Information Landlords Need to Include in a Self Assessment Tax Return

Understand How To Declare Your Income to HMRC As A Landlord. Read Our Example Of a Tax Return For A Landlord And Self-Assessment Guidance To Calculate UK Taxes.

Understanding Tax Rules for Non-residents in the UK

Understand Tax Rules For Non-Residents In The UK. Read Our Guide To Understand Your Residence Status, Calculate UK Taxes and Comply With HMRC Tax Regulations.

How to Tell HMRC You No Longer Need to Complete a Tax Return

Learn The 6 Simple Steps To Inform HMRC That You No Longer Need To Submit Your Self Assessment Tax Return

How to Register for the CIS

Find out all you need to know about registering for CIS with this complete and informative guide.

The Tax Implications of Selling a Business

Discover the ins and outs of selling a business and the important implications for your tax responsibilities.

How to Claim a CIS Tax Refund

Learn everything you need to know about claiming a CIS tax refund with this clear and simple guide.

Is there a P45 for the self-employed?

Do self-employed people need a P45? The answer is a bit more complex than a straight yes or no. Find out why in this article.

How to Set Up Your Personal Tax Account With HMRC

Learn the Steps to Set Up Your Personal Tax Account, Manage Income and Stay Compliant as a Freelancer in the UK

Understanding Your Tax Code as a Self-Employed Individual

Unravel the complexities of self-employment taxes with our comprehensive guide. Learn about UTRs, how they differ from employee tax codes, and manage your tax responsibilities effectively

The best health insurance for self-employed professionals

Explore the best health insurance options for self-employed professionals in the UK. This guide breaks down top providers, costs and tips for selecting a plan that suits your needs.

How to start an Amazon FBA business: From setup to sales

Unlock the secrets to a successful Amazon FBA business in the UK with this comprehensive guide covering product selection, sourcing, and effective marketing strategies.

Your Guide to Ecommerce Accounting

A step-by-step ecommerce accounting guide covering the basics of ecommerce accounting.

Dropshipping business ideas

Find high-potential dropshipping business ideas. From eco-friendly products to smart home tech, learn how to choose niches that resonate with UK market trends.

Does a Sole Trader Need a Business Bank Account?: The Pros and Cons

This article weighs the pros and cons of opening a business bank account as a sole trader. Helping you make an informed choice tailored to your business needs.

Amazon FBA: Expectations vs. Reality

Amazon FBA startups are a hot ecommerce trend right now. Many budding online entrepreneurs think they make serious cash. But is it really that easy? Find out what the reality is.

A Guide to Accounting and Bookkeeping on Shopify

A comprehensive guide on accounting and bookkeeping on Shopify from an ecommerce expert. Learn all the essential tips in this article.

What Is the 40% Tax Bracket?

If you’re in the 40% tax bracket, or approaching a higher salary band, it’s wise to understand the tax related implications and how they could affect your income. Find out all about it in this in-depth article.

What Is a Merchant of Record and Why Are They Important for Ecommerce Brands Selling Internationally?

A thorough and detailed explanation of Merchants of Record (MoRs) and their importance for brands selling internationally.

The Tax Implications of Earning over £100K

High earners need to be aware of the tax implications of earning over £100k, as this directly affects how you manage your finances and maximise your earnings. Educate yourself thoroughly by reading our detailed article on the topic.

Sole trader vs limited company: What’s the best structure for your business?

Is it better to be a sole trader or a Ltd. company? Learn about the detailed pros and cons of each option in this article.

Navigating UK Ecommerce Regulations: How to Stay Compliant As An Ecommerce Business

Ecommerce is an exciting and growing industry sector. New traders are being drawn in by low overheads and start-up costs. But make sure you comply with regulations, to avoid unwanted penalties that could disrupt your business.