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An award-winning selection of great tools, business guides, and articles to help you make your business a success.

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Work For Free? Sod That, Say These Freelancers (image of a freelancer working).

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We’ve all done it, yet most freelancers will have regretted it at some stage. Here's a few who have had enough of being asked to work for free.

Self-Employment Income Support Scheme - guide for the self-employed | Crunch

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We've put together this guide to help you make a claim on the government's Self-Employment Income Support Scheme aimed at sole traders and partnerships.

Coronavirus Job Retention Scheme - Guide For Employers, image of a closed sign | Crunch

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There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what's changing and how to claim.

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Case study: When a design agency was suffering with unpaid invoices it decided to enlist the help of Crunch Collections. Read the full story.

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Online accounting 

Check out our accounting packages for sole traders and limited companies, along with our amazing free bookkeeping software.

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Stay up-to-date with the latest news affecting small businesses, and network with like-minded self-employed people.

Business guides 

From understanding expenses to starting a limited company, we’ve a range of jargon-free business guides for you to download and keep.

Free tools and resources 

Work out your take-home pay, chase that unpaid invoice and calculate your IR35. Make running your business a breeze!

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When Matilde, owner of a social media consultancy business for SMEs, was faced with a client who wouldn’t pay up, she contacted Crunch Collections for help.

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A businesses would typically provide a customer with a credit note when the amount on an invoice is disputed or incorrect. This might be due to an admin error, or because the customer requires a full or partial refund. Here are a couple of scenarios of when you might want to issue a credit note to a client.

What is bookkeeping and why does it matter - Crunch - picture of man doing some bookkeeping
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Bookkeeping is the art of recording your financial information so that you can keep track of your incomings and outgoings. It can be a delicate process, but once you've mastered it, you'll have full control of your finances.

Crunch's guide to the new government Job Support Scheme | Crunch - Image of a waiter sanitising a table
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The government have announced the Job Support Scheme to protect viable jobs in businesses who face lower demand over the winter months due to COVID-19.

Grants, loans and freebies: financial help for your business
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A handy side-effect of the entrepreneurial zeal sweeping the country is that there are now many schemes in place specifically to help small businesses.

Crunch - Interest on late payments - image of a paid invoice
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Want to know what interest you can charge on late payments when working as a freelancer, contractor, or small business owner? This article explains what the rules are, and a few ways to get your money from difficult clients. Get paid what you’re owed!

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Picking the best card reader can be a time-consuming task. Here’s a look at what all the major providers offer.

Crunch
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You've pitched, landed the job, delivered your work...and now it's time to get your money. But how do you do that? Here's how.

Hourglass and calendar
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Breaking down four of the main late payment excuses you will hear when running your own business, and what you can say and do to overcome them.

What is a zombie company - Crunch - image of a pound coin and a graph
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What are zombie companies and are they necessarily bad for business and the economy? We take a close look at them and what to do if you become one.

UX worker pointing at a screen
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A new survey which reveals how much UX freelancers can expect to get paid in the industry.

How can I improve my cash flow, and what should I do in a cash flow emergency?, image of someone using a payment card | Crunch
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Understanding and managing your cash flow is a vital part of running a successful business. Here are some helpful tips, plus a handy Cash Flow Forecaster.

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Our four top tips explore how contractors can get rate rises without jeopardising professional relationships with their clients.

How do you chase an unpaid invoice?
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Late payments can cost you business. Here's a few ways to chase an unpaid invoice without chasing your client away.

Two people planning for crowdfunding
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What is the best way to account for money you have raised through Crowdfunding? We look at the best ways to account for this type of investment.

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How much should I charge is one of the first questions freelancers ask themselves. We explain how to calculate your day rate.

Someone calculating their expenses
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There are several clauses you need to include in contract negotiations, including a kill fee. We take a look at what they are and what you need to know.

International currency
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If possible, you should always asked to be paid in your native currency, as an appropriate rate elsewhere can be a very low rate in the UK.

Clients sharing good news
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Do you want to compete for a job, or do you prefer to bow out and leave the gig to your competitors? What do you do?

How to deal with difficult or unreasonable clients - Crunch - Image of client discussion
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Spending hours feeling angry or annoyed or stressed is damaging to your health. Wouldn’t your time be better spent working with a supportive client?

Business guides

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Join Crunch Chorus: The free community for the self-employed

Stay up-to-date with the latest news affecting small businesses, join us at events, and network with like-minded people. You can also access a full range of resources including business guides, advice videos and useful tools, plus discounts on Crunch services and products.

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Why business owners love us

Jad Deeb

November 26, 2021

Professional helpful staff Quick responses and they're really thorough and explain the process step by step :)

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A Hussain

November 16, 2021

Needed to get my business up and running quickly. Crunch took care of so much so quickly. Registering my business with companies house and sorting out the tax side with HMRC - only needing me perform tasks that HMRC do not allow them to perform. The Crunch software is easy to use and there are plenty of helpful videos and documentation. Great service from the Crunch support team, especially from Olivia Beadle. Thank you.

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James Cash

November 8, 2021

Crunch was able to find me the right mortgage, they kept me informed on progress and were responsive to my requests.

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