An award-winning selection of great tools, business guides, and articles to help you make your business a success.


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We’ve all done it, yet most freelancers will have regretted it at some stage. Here's a few who have had enough of being asked to work for free.

Self-Employment Income Support Scheme - guide for the self-employed | Crunch

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We've put together this guide to help you make a claim on the government's Self-Employment Income Support Scheme aimed at sole traders and partnerships.

Coronavirus Job Retention Scheme - Guide For Employers, image of a closed sign | Crunch

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There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what's changing and how to claim.

What is bookkeeping and why does it matter - Crunch - picture of man doing some bookkeeping

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Bookkeeping is the art of recording your financial information so that you can keep track of your incomings and outgoings. It can be a delicate process, but once you've mastered it, you'll have full control of your finances.

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Check out our accounting packages for sole traders and limited companies, along with our amazing free bookkeeping software.

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From understanding expenses to starting a limited company, we’ve a range of jargon-free business guides for you to download and keep.

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Work out your take-home pay, chase that unpaid invoice and calculate your IR35. Make running your business a breeze!

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The government have announced the Job Support Scheme to protect viable jobs in businesses who face lower demand over the winter months due to COVID-19.

Chancellor increases financial support for businesses and workers
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Further expansion of the Job Support Scheme to cover businesses that remain open, as well as support for the self-employed during the COVID-19 pandemic.

Chancellor Rishi Sunak announces Winter Economy Plan, image of a Covid-secure business | Crunch
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Chancellor Rishi Sunak announced the government’s Winter Economy Plan to support businesses through the winter during the ongoing COVID-19 pandemic.

Grants, loans and freebies: financial help for your business
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A handy side-effect of the entrepreneurial zeal sweeping the country is that there are now many schemes in place specifically to help small businesses.

Seven debt collection myths debunked, image of a paid stamp | Crunch
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Despite the misconceptions, the debt collection sector is all about standing up for the little guy. Here are the realities behind the myths.

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Case study: When a design agency was suffering with unpaid invoices it decided to enlist the help of Crunch Collections. Read the full story.

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When Matilde, owner of a social media consultancy business for SMEs, was faced with a client who wouldn’t pay up, she contacted Crunch Collections for help.

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A businesses would typically provide a customer with a credit note when the amount on an invoice is disputed or incorrect. This might be due to an admin error, or because the customer requires a full or partial refund. Here are a couple of scenarios of when you might want to issue a credit note to a client.

Crunch - Interest on late payments - image of a paid invoice
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Want to know what interest you can charge on late payments when working as a freelancer, contractor, or small business owner? This article explains what the rules are, and a few ways to get your money from difficult clients. Get paid what you’re owed!

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Picking the best card reader can be a time-consuming task. Here’s a look at what all the major providers offer.

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You've pitched, landed the job, delivered your work...and now it's time to get your money. But how do you do that? Luckily, help is at hand! We give you the lowdown on what your invoice should include as well as links to handy free templates and software.

Hourglass and calendar
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Breaking down four of the main late payment excuses you will hear when running your own business, and what you can say and do to overcome them.

What is a zombie company - Crunch - image of a pound coin and a graph
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What are zombie companies and are they necessarily bad for business and the economy? We take a close look at them and what to do if you become one.

UX worker pointing at a screen
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A new survey which reveals how much UX freelancers can expect to get paid in the industry.

How can I improve my cash flow, and what should I do in a cash flow emergency?, image of someone using a payment card | Crunch
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Understanding and managing your cash flow is a vital part of running a successful business. Here are some helpful tips, plus a handy Cash Flow Forecaster.

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Our four top tips explore how contractors can get rate rises without jeopardising professional relationships with their clients.

How do you chase an unpaid invoice?
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Late payments can cost you business. Here's a few ways to chase an unpaid invoice without chasing your client away.

Two people planning for crowdfunding
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What is the best way to account for money you have raised through Crowdfunding? We look at the best ways to account for this type of investment.

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How much should I charge is one of the first questions freelancers ask themselves. We explain how to calculate your day rate.

How to deal with difficult or unreasonable clients - Crunch - Image of client discussion
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Spending hours feeling angry or annoyed or stressed is damaging to your health. Wouldn’t your time be better spent working with a supportive client?

Someone calculating their expenses
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There are several clauses you need to include in contract negotiations, including a kill fee. We take a look at what they are and what you need to know.

Clients sharing good news
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Do you want to compete for a job, or do you prefer to bow out and leave the gig to your competitors? What do you do?

International currency
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If possible, you should always asked to be paid in your native currency, as an appropriate rate elsewhere can be a very low rate in the UK.

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Crunch have been our accountants for years, so it made perfect sense to use them as our mortgage brokers too (not to mention the fact that none of the others we approached had any expertise in dealing with self-employed applicants). There were some hiccups in the process, but Jamie and Gemma helped steer us through and we ended up with a great offer that I doubt we would have got with anyone else. Thanks guys!

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