Let us take the stress out of Self Assessment
Get your tax return sorted by experts for only £200 £100+VAT!
Take the stress out of Sole Trader Accounting, for just 1%+VAT of your money earned. No monthly subscriptions! With CrunchONE
Get 25% Off Crunch Pro and Premium for the first 3 months!

What are commercial mortgage loans?

What are commercial mortgage loans, image of someone working from their own food truck | Crunch
Picture of crunch software on mobile

Professional Bio Templates & Examples

Create a compelling professional narrative for a proper, attention-grabbing introduction.
Website bios
Speaker intros
Professional Profile

Commercial mortgages are simply loans for your business rather than for you personally.

A commercial mortgage can help a business in so many different ways, from purchasing your own premises and business equipment (such as machinery and vehicles), by taking the place of a traditional bank loan and overdraft, or even for helping you control your cash flow by allowing you to receive your income before your clients can pay you (known as factoring).   

If you want to grow your business or make use of your cash in a better way, there’s likely a commercial finance package that will enable you to do so.

Who can get a commercial mortgage?

If you’re a Trading Business, a limited company, or a PLC, you can apply for a number of commercial loans.

In reality, there are currently more than 100 specialist commercial lenders in the UK, each one with their own criteria, rates, credit appetite, and geographic focus. Positively, this means that whatever your business needs are, there’s likely to be a lender out there who’ll listen to you.

How hard is it to get a commercial mortgage?

However, due to the sheer volume and variety of lenders, it could take a lot of time for you to research the best one. But that’s where we come in.

With over 30 years of experience as independent brokers, Crunch Mortgages have developed lasting relationships with lenders covering all different business types and lending needs. We’re able to deal with the most appropriate lender for you, ensuring that you pay the correct fees, secure the lowest rate, and select the best type of loan for your business.

Why would it benefit my company?

Perhaps you would like to own your own premises rather than pay rent each year? Maybe factoring, where your invoices are paid to you in advance, would be helpful? Or maybe you have to rely on your bank for letters of credit if you regularly need to finance purchases?

These are all areas where a commercial finance agreement would be better for you than traditional banks or using your own cash.  

There remains a high level of commercial funding available in the market for businesses, so it’s certainly very sensible to talk to a specialist broker who can independently advise and access the best lender suited to your business from across the market.

Get in touch with us today for your free consultation.

guide cover for "8 great ways accountancy can help your ecommerce business"

Unlock your free ecommerce business guide!

Expert Insights
Actionable Tips
Strategic Advice

To receive our guide on valuable insights into the world of expenses for limited companies please submit your details below.

Please enjoy our guide on 8 Ways Great Accountancy Helps ecommerce Businesses Succeed. Click below to download our PDF guide.
Oops! Something went wrong while submitting the form.

By submitting you are agreeing to be contacted by Crunch.

Speak to an accounting expert

If you're unsure what level of support you need, our friendly team are on hand to help you pick the right package for you.
Self Assessment tax returns done for you, from just £200 £100+VAT
Take the stress out of Sole Trader Accounting, for just 1%+VAT of your money earned. No monthly subscriptions! With CrunchONE
Get 25% Off Crunch Pro and Premium for the first 3 months!
Share this post
Rob Starr
CEO of Crunch Mortgages, operated by SEICO
Updated on
October 15, 2021

Knowledge Hubs

Take control of your accounts, today

Crunch’s effective software package includes being able to talk to an expert client manager and a Chartered Certified Accountant. You can count on Crunch to make you productive and profitable.
Picture of crunch software on mobile

Professional Bio Templates & Examples

Create a compelling professional narrative for a proper, attention-grabbing introduction.
Website bios
Speaker intros
Professional Profile

Unlock Your Free Limited Company Expense Guide!

Expert Insights
Actionable Tips
Strategic Advice

Save your seat! Live e-commerce webinar

Register and soak in the wisdom from top industry leader! June 27, 2024 1:30 PM
Dive into e-commerce basics
Expert industry insights
Practical tips and savvy tricks
Pro Tip
Looking for a dedicated accountant?

Our Enterprise packages offer tailored support for you and your business. You can focus on your business, we'll crunch the numbers.

Pro Tip
Boost your business finances with our Ltd Company packages!

Award-winning software with support from expert accountants

Pro Tip
Take the stress out of Sole Trader Accounting

Just 1%+VAT of your money earned. No monthly subscriptions! With CrunchONE

Pro Tip
Get 50% off your Self Assessment

Get your tax return sorted by experts for only £100+VAT!

Pro Tip
Using cloud-based accountancy software to manage your finances gives any small business a big advantage!

At Crunch we provide affordable cutting-edge, easy-to-use software with real human support from expert chartered accountants. That’s probably why 81% of our clients would recommend Crunch.

Pro Tip
Did you know - you have access to a Chartered Certified accountant for free on our paid subscriptions?

Book a call with our one accountants and get your questions answered. Just £25.50 +VAT for Crunch Free users.

Pro Tip
Get 50% off your Tax Return!

Crunch’s Self Assessment service provides an expert accountant to complete, check, and file your Self Assessment for you for just £100 +VAT.

Pro Tip
Did you know - We have a free plan that is great for sole traders and limited companies?

Why not see for yourself? It’s simple and easy to use and 100% free.