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Crunch Software

From Invoice to Insight, we’ve got you covered.

Crunch Free gives you professional accounting software at no cost.

Send unlimited invoices, track expenses, and manage your finances securely—without hidden fees or limits.
Best All-in-One small business accounting solution 2025 - UK enterprise awardsDonut - Best accounting software for servicesBest accounting software for small businesses in the UK for real advisors  - Techradar.
Made for small business owners who need to stay in control of their accounting and tax.
If you’d rather not spend your evenings worrying about HMRC, this is for you.
Just £10+VAT/month for total peace of mind.
"Crunch Plus - only £10+VAT per month"

Software Features

Discover our accounting software, designed to intuitively fit into your daily financial routines. Experience the harmony of efficiency and simplicity on your financial journey.

Create & Send Invoices

Create and send invoices on the go.

Graphic of Invoice software

Expense Management

Say goodbye to inputting data manually.

Bank Reconciliation

Keep finances up to date with easy reconciliation.

Open Banking

Connect your bank and watch your transactions feed into Crunch

Upload Bank Statement

Import your financial data for an overview of your accounts.

Making Tax Digital

Staying compliant is easy with Crunch's MTD free software.

A graphic of Crunch software on a screen with arrows pointing to a HMRC logo

CrunchPay

CrunchPay makes getting paid easy.

No more chasing payments, no more complicated systems, just fast, hassle-free payments.

‘Pay Now’ buttons get invoices settled 3x faster, so you get paid sooner.
Find out more
Image of Crunch pay on mobile with various logos- AMEX, apple pay, Visa, Google pay

Why choose Crunch Accounting Software?

Excellence isn’t just a promise, it’s our practice. At Crunch, we’ve set the standards in affordability, responsiveness, and regulated expertise that others in the industry now strive to meet.
Image of 6 various people from different jobs

Made for you

Designed specifically for business owners rather than accountants, giving you full control and complete confidence every step of the way.
Image of a crunch team member thinking

Innovation you can trust

With nearly £20 million invested in ADA and exclusive features like L.U.C.A, we’re shaping the future of accountancy with smarter automation and innovative tools for growing businesses.
Hand drawn graphics showing simple tech & bookkeeping with a smart phone image and calendar.

Truly automatic

From automated bookkeeping to seamlessly chasing invoices, our technology handles the heavy lifting so you can focus on growing your business with confidence.
Image of a Crunch team member working at a laptop with a headset on

Real support, built in

The only software with real expert accountants built in, giving you reliable support and the peace of mind that help is always there whenever you need it most.
Image of Crunch on a smart phone with 2 award badges - Best accounting software for services & Best all in one small accounting solution 2025.

Simple & Powerful

Effortless and award winning, it’s the easiest accounting software to use with powerful automation that saves you time and removes the steep learning curve.
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Fair & Transparent

Completely free for sole traders and limited companies, with clear pricing, no hidden fees and no unexpected surprises.
Image of Mitchell from Crunch accounting

Less admin, more time

Spend far less time buried in the books and enjoy more freedom to focus on running your business, growing your clients and achieving the goals that matter most to you.
Image of a Crunch pay now screen on a phone

Get paid 3x faster

On average, users get paid three times faster with CrunchPay, giving you smoother cash flow and the confidence to keep your business moving forward without delays.

Crunch Pricing

Crunch Free
Just getting started? Our core software, with just the essential features.
Includes ads.
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Show features
SOFTWARE
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Send unlimited invoices
info i icon
Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
Green tick
Track & automate expenses
info i icon
From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business.
Green tick
Effortless bank reconciliation
info i icon
Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
Green tick
Faster payments with CrunchPay
info i icon
Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
Green tick
CSV statement upload
info i icon
Upload your bank statement as a CSV to keep everything accurate and up to date.
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Ad free software experience
info i icon
Enjoy a clean, focused experience with no ads in your Crunch account.
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Send invoices without ads
info i icon
Deliver clean, ad-free invoices that keep your business looking its best.
Grey cross icon
Making Tax Digital and IT ready
info i icon
MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry, Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
Grey cross icon
Personal Tax Estimator  
info i icon
Get a full picture of your personal tax at a glance, no guesswork, no stress, just clarity when you need it most.
Grey cross icon
Reconcile faster with Auto-match
info i icon
Reconcile up to 3× faster with Luca’s Auto Match, our smart AI matching tool. Approve transactions in bulk with a single click.
Grey cross icon
Connect your bank account
info i icon
Securely link your business account to Crunch, your transactions will appear automatically, helping you reconcile faster and keep your books in perfect shape.
Grey cross icon
Import your invoices in, all at once
info i icon
Save time by importing up to 50 invoices from a CSV, perfect for onboarding and uploading missing data in bulk.
Grey cross icon
Bulk export invoices & expenses
info i icon
Export everything in bulk whenever you need it, perfect for reports, sharing, or safekeeping.
Filing
a plus icon in purple
Add on for just £4 +VAT/m.
MTD VAT Return filing (optional)  
info i icon
Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
a plus icon in purple
Add on for just £200 +VAT.
Self Assessment filing (optional)  
info i icon
Our expert team will take care of your Self Assessment and file it with HMRC. No stress, no surprises.
Support
Green tick
Live chat with Digital assistant  
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Need help? Start a live chat with our Digital assistant Luca, right inside the app. It's quick, easy, and always at your fingertips.
Crunch Lite
For businesses and sole traders up to £50k turnover per year. Everything you need, without all the bells and whistles.
Hide features
Show features
SOFTWARE
Green tick
Send unlimited invoices
info i icon
Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
Green tick
Track & automate expenses
info i icon
From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business.
Green tick
Effortless bank reconciliation
info i icon
Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
Green tick
Faster payments with CrunchPay
info i icon
Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
Green tick
CSV statement upload
info i icon
Upload your bank statement as a CSV to keep everything accurate and up to date.
Green tick
Ad free software experience
info i icon
Enjoy a clean, focused experience with no ads in your Crunch account.
Green tick
Send invoices without ads
info i icon
Deliver clean, ad-free invoices that keep your business looking its best.
Grey cross icon
Making Tax Digital and IT ready
info i icon
MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry, Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
Grey cross icon
Personal Tax Estimator  
info i icon
Get a full picture of your personal tax at a glance, no guesswork, no stress, just clarity when you need it most.
Grey cross icon
Reconcile faster with Auto-match
info i icon
Reconcile up to 3× faster with Luca’s Auto Match, our smart AI matching tool. Approve transactions in bulk with a single click.
Grey cross icon
Connect your bank account
info i icon
Securely link your business account to Crunch, your transactions will appear automatically, helping you reconcile faster and keep your books in perfect shape.
Grey cross icon
Import your invoices in, all at once
info i icon
Save time by importing up to 50 invoices from a CSV, perfect for onboarding and uploading missing data in bulk.
Grey cross icon
Bulk export invoices & expenses
info i icon
Export everything in bulk whenever you need it, perfect for reports, sharing, or safekeeping.
Filing
a plus icon in purple
Add on for just £4 +VAT/m.
MTD VAT Return filing (optional)
info i icon
Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
a plus icon in purple
Add on for just £200 +VAT.
Self Assessment filing (optional)  
info i icon
Our expert team will take care of your Self Assessment and file it with HMRC. No stress, no surprises.
Support
Green tick
Ask an advisor
info i icon
Not sure whether to go Sole Trader or Ltd? Getting confused by technical accounting jargon? Our small business advisors are here to help you make sense of the complicated accounting and business world with free 30-minute consultations.
Crunch Plus
Ideal for businesses and landlords with revenue of over £50k per year. Access to Luca AI’s auto-match, MTD ITSA returns & integrations.
£10+VAT/month
Get started today
Hide features
Show features
SOFTWARE
Green tick
Send unlimited invoices
info i icon
Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
Green tick
Track & automate expenses
info i icon
From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business
Green tick
Effortless bank reconciliation
info i icon
Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
Green tick
Faster payments with CrunchPay
info i icon
Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
Green tick
CSV statement upload
info i icon
Upload your bank statement as a CSV to keep everything accurate and up to date.
Green tick
Ad free software experience
info i icon
Enjoy a clean, focused experience with no ads in your Crunch account.
Green tick
Send invoices without ads
info i icon
Deliver clean, ad-free invoices that keep your business looking its best.
Green tick
Making Tax Digital and IT ready
info i icon
MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry, Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
Green tick
Personal Tax Estimator  
info i icon
Get a full picture of your personal tax at a glance, no guesswork, no stress, just clarity when you need it most.
Green tick
Reconcile faster with Auto-match
info i icon
Reconcile up to 3× faster with Luca’s Auto Match, our smart AI matching tool. Approve transactions in bulk with a single click.
Green tick
Connect your bank account
info i icon
Securely link your business account to Crunch, your transactions will appear automatically, helping you reconcile faster and keep your books in perfect shape.
Green tick
Import your invoices in, all at once
info i icon
Save time by importing up to 50 invoices from a CSV, perfect for onboarding and uploading missing data in bulk.
Green tick
Bulk export invoices & expenses
info i icon
Export everything in bulk whenever you need it, perfect for reports, sharing, or safekeeping.
Filing
Green tick
MTD VAT Return filing
info i icon
Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
Green tick
MTD for Income Tax Return filing
info i icon
MTD for Income Tax filing makes it easy to submit all your MTD for Income Tax quarters, end of year and final declaration.
Support
Green tick
Ask an advisor
info i icon
Not sure whether to go Sole Trader or Ltd? Getting confused by technical accounting jargon? Our small business advisors are here to help you make sense of the complicated accounting and business world with free 30-minute consultations.

Looking for a helping hand? Get a trusted accountant by your side.

Get unlimited access to certified accountants who manage the complex accounting and tax tasks for you.

Crunch Software vs other Software Providers

Compare us to the rest, you’ll see why we’re the best. When you compare features, service, and support, Crunch doesn’t just keep up, we lead.

Recognised Excellence

Celebrating our achievements and industry recognition for excellence in software and accounting services.
Accounting tech of the year finalists - UK fintech awards 2025Best accounting software for small businesses in the UK for real advisors  - Techradar.Donut - Best accounting software for servicesThe contracting awards 20205 - Finalist in both Best Accountancy & Software for ContractorsBest All-in-One small business accounting solution 2025 - UK enterprise awardsaccounting excellence Awards 2025 - Client services award (Medium and large firms) 2025 finalists

Trusted by our clients

Established in 2009, trusted ever since.

Read reviews
5.0
"The software is very intuitive, and makes keeping track of expenses and invoices very easy. Would highly recommend."
Maya
5.0
"Something I've enjoyed about using Crunch is that it gives you a great overview of your accounts and deadlines. The software helps automate some of the processes too, which can save a lot of time”
Slav
5.0
"The system is so easy to use, and the support is second to none. I use other accounting software (for another business that I'm involved with) and it is not a patch on Crunch for simplicity and the ancillary apps that come with it (expense and mileage) tracker.”
Ricky
5.0
"I've been with Crunch for a few years now and as a UX/UI designer Ive always been highly impressed with the platform and supporting app. Its made accountancy so much easier and hassle free."
Vishal
5.0
"Simple and usable web-based system backed up by very helpful team. Good tutorials and the team are always on call to help. I've relied upon Crunch for years and have recommended them to all my colleagues starting or running small companies or as sole traders.”
Gerry
5.0
"Their system is easy to understand and provides brilliant tax liability tracking and sales data. I have recommended crunch to many people over the years and will continue to do so.”
Night Hawk
Picture of Crunch CEO - Darren Fell

Crunch Story

Crunch is not your typical online accountancy firm. We are a real, grassroots business built from the ground-up.

We help Sole Traders and Ltd companies manage their finances with simple software and real accountants so you can focus on what you love.
15+
trusted years
64K+
businesses supported
Find out more