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1,500+ 4*+ reviews
Trusted by 64,000+ UK small businesses

CRUNCH FOR CONTRACTORS

We help Contactors every single day.

Keep your contracts moving, without getting stuck in the admin.

You've got clients to deliver for, deadlines to hit, invoices to raise, and tax to think about. Let Crunch take care of your Contractor accounting, so you can spend less time buried in paperwork and more time on the work that pays.

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YOUR Industry Challenges

Make sense of the money behind the contract.

Keeping on top of tax and take-home pay can get complicated quick.

From IR35 headaches to keeping your Contractor business running, you've got plenty to deal with:

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Day rates, contract income and payment terms.
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Salary, dividends and take-home pay.
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Limited Company expenses and running costs.
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Pension and National Insurance.
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Gaps between contracts and irregular income.
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VAT, Corporation Tax and tax deadlines.
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IR35 and off-payroll working rules.

WE know our stuff

Award-winning service. Fully regulated. ACCA accredited.

Celebrating our achievements and industry recognition for excellence in software and accounting services.
Accounting tech of the year finalists - UK fintech awards 2025Best accounting software for small businesses in the UK for real advisors  - Techradar.Donut - Best accounting software for servicesThe contracting awards 20205 - Finalist in both Best Accountancy & Software for ContractorsBest All-in-One small business accounting solution 2025 - UK enterprise awardsaccounting excellence Awards 2025 - Client services award (Medium and large firms) 2025 finalistsClient Service Excellence Award 2026 - UK Enterprise AwardsBest Small Business Accounting & Tax Support Platform 2026 - UK Enterprise Awards
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Couldn’t have coped without Crunch. They have been amazing. The team is always there to answer any finance related questions (no matter how stupid it was). I have learnt so much from them and couldn’t have run my business without them. Thank you Crunch 🙏
five stars
Tom - Trustpilot

What sets us apart

Why choose Crunch?

It’s our business to help your business, which is why we’ve got everything you need to make your business boom: we’ve poured millions into our technology and accountancy service, and we have no plans to let up any time soon.

Award-winning software and service, built for beginners

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Certified UK based accountants by your side any time you need them

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A lot less expensive than traditional accountants

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HMRC recognised and MTD for Income Tax compatible

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Easy onboarding with unlimited support on our accounting plans

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Highly rated on Trustpilot, our users love us

Crunch the numbers, on the go!
Access Crunch from the app, mobile browser or desktop browser, and keep your finances at your fingertips.

Got questions?

Can Crunch help me if I'm a Contractor?

Yes. Whether you're working through a Limited Company, contracting through an umbrella company or just starting out, Crunch can help with the financial side of contracting. Manage your accounts through our software and get access to certified accountants when you need help with tax, expenses or your company finances.

Do I need an accountant as a Contractor?

Not necessarily, but an accountant who understands contracting can save you time and help you avoid expensive mistakes. They can help with things like:

  • Understanding how IR35 applies to your contracts.
  • Working out your tax and what you should set aside.
  • Managing salary, dividends and your take-home pay.
  • Identifying allowable business expenses.
  • Keeping your Limited Company accounts and records in order.
  • Filing your Corporation Tax and Self Assessment returns.
  • Keeping up with VAT, Making Tax Digital and other tax rules.
  • Helping you make better financial decisions between and during contracts.
Can Crunch do my Self Assessment?

Of course. Our dedicated Self Assessment service means a certified accountant can prepare and file your tax return for you. Most of our accounting plans also include a Self Assessment tax return, giving you expert oversight to help avoid costly mistakes and make sure you don't miss available tax reliefs. You can also ask your accountant questions about expenses, your tax bill or Self Assessment deadlines. They can also help if you have income from multiple sources, questions about expenses or aren't sure what you'll owe.

Can I track my contracting expenses with Crunch?

Absolutely. Record your business expenses through the Crunch app and snap photos of your receipts as you go. Whether it's travel to a client site, equipment for a specific contract, or working from home expenses, you can keep costs organised and easily accessible. Not sure if you can claim for a specific expense? Our accountants are always there to talk through your questions and help you make sure you're not overpaying on your tax bill.

Can Crunch help me keep track of what I owe in tax?

Yes. Keeping your contracting income and expenses up to date gives you a clearer picture of your profit and tax position. If you're contracting through a Limited Company, our accountants can also help you understand Corporation Tax, salary, dividends and how much you should be setting aside for HMRC.

Can I invoice customers through Crunch?

Of course. Create and send professional, customisable invoices for your contracts, then use automatic payment chasers to follow up overdue invoices. You can also add a payment button to make it easier for clients to pay you.

What if I have a question about my Contracting finances?

Of course. Create and send professional, customisable invoices for your contracts, then use automatic payment chasers to follow up overdue invoices. You can also add a payment button to make it easier for clients to pay you.

What if I have a question about my Contracting finances?

You can speak to a certified accountant whenever you need help. Whether it's a question about IR35, an expense, Corporation Tax, VAT or how to pay yourself from your Limited Company, you don't have to figure it out alone. Our Limited accounting plans include unlimited access to experts.

Can Crunch help me save tax as a Contractor?

Absolutely. Our Tax Optimiser helps identify potential tax savings based on your business, including allowable expenses, tax allowances and other opportunities to make your finances more tax-efficient. Limited Company customers see nearly £3,000 in suggested savings on average from these calls.

Still got questions? Book a free call with our friendly team
Make sense of the money behind the contract.

From your first invoice to your Year End, Crunch helps keep the financial side of contracting under control.