Tag Mortgages

How falling mortgage rates and relaxed lending criteria are opening doors in 2026

We explore how falling mortgage rates and relaxed lending criteria are making it easier than ever for the self-employed to sort their mortgages. Remortgage or buying a property, 2026 might be the year to get it sorted.

How to plan ahead for a self-employed mortgage

Discover what mortgage lenders check before approving your mortgage, from income and credit score to affordability and deposit requirements

What do mortgage lenders really look for before approving your mortgage?

Discover what mortgage lenders check before approving your mortgage, from income and credit score to affordability and deposit requirements

What the interest rate change means for self-employed mortgages

Discover how self-employed borrowers can save with Bank of England rate cuts. Tips on remortgaging, first-time buying, and specialist lenders included.

Remortgage or Rate Swap – which is the best for you?

Confused about what to do when your mortgage deal ends? Discover the key differences between a remortgage and a rate swap—and why most people choose the latter.

How to transfer property to a Limited company

Learn how to transfer property to a limited company in the UK. Explore tax implications, legal steps, benefits, and potential risks with this comprehensive guide.

Behind the scenes with Crunch: Meet Eloise

Go behind the scenes with Crunch’s accountancy team! We chat with Eloise, our Accountancy Service Manager, about her role—and her surprising hula hooping skills!

Mortgage market update from Rob Starr Cert CII, Cert (MP), CEO Crunch Mortgages

A mortgage market update from our expert in mortgages, Rob Starr. The CEO of Crunch Mortgages talks about everything from mortgage rates predictions to market stability.

Example of a tax return for a landlord: All the information landlords need to include in a Self Assessment tax return

Understand How To Declare Your Income to HMRC As A Landlord. Read Our Example Of a Tax Return For A Landlord And Self-Assessment Guidance To Calculate UK Taxes.

What is a commercial landlord responsible for?

Learn about the key responsibilities of commercial landlords, including maintenance, insurance, and tenant rights, in this comprehensive guide for small business owners.

Understanding the SA105 Form for property income

The SA105 Form is a vital document for those earning an income from property owned and leased in the UK. Find out how to complete the document, how to file it with HMRC, and when to submit it.

What is an SA302? A guide to self-employed income verification

Explore the essentials of SA302 forms for self-employed individuals, their role in mortgage applications, and alternatives for financial verification in this detailed guide.

Fixed Rate Mortgage Options ARE Available with Crunch

Worried about the mortgage market? Find out how to approach remortgaging in a highly fluctuating mortgage market.

Why first-time small business owners are getting younger

Research has shown that business owners are younger now than previous years when they decided to set up their own business. We take a look.

Suggested changes to EPC regulations and what landlords need to know

Explore the upcoming changes to EPC regulations, which could prove costly in property upgrades for UK landlords.

Crunch Mortgages’ View On UK Housing Policy

There’s some strong views on the UK’s housing policy. As well as speculation and uncertainty about how it is affecting the housing market. Read our take on it here.

Crunch Mortgage Monitor - a free service to save you money on your mortgage

Crunch Mortgage Monitor is a free service for Crunch Clients and Crunch Chorus members that checks every day to see if you could save money on your mortgage.

Crunch Mortgages succeeds where other brokers failed

Many freelancers, contractors, and small business owners feel unfairly penalised simply due to not taking home a regular 9-to-5 salary. We're here to help.

Buying a Property Abroad

Discover the essentials of buying a property abroad: from choosing the perfect location to understanding local laws. Turn your dream holiday home into a rewarding investment with our expert tips.

Why You Need a Mortgage Broker

When the mortgage market encounters turbulence, you need expert guidance. Our mortgage expert Rob Starr explains why a mortgage broker is essential and what they can do for you.

Unlocking mortgage lending after lockdown

A number of lenders are now looking to actively support self-employed mortgage applicants by making it easier and quicker for them to get a mortgage

What is an umbrella company mortgage?

If you're working through an umbrella company and looking for your perfect mortgage, we have the answer for you.

Spring in the Mortgage Market

Rob Starr’s forecast and predictions for the mortgage market. With a few reasons for optimism this summer.

Can I get a mortgage if I'm self-employed?

Self-employed and struggling to get a mortgage? We share insider tips that will increase your chances of securing a mortgage.

Speak to Crunch Mortgages and get a YES first time!

Getting a self-employed mortgage isn't hard, especially when you ask the right people for help - like Crunch Mortgages!

Our Advice on Remortgaging in Precarious Times

Remortgaging in a risky market is a difficult task. Given all the uncertainty in the media, it’s wise to be armed with some expert advice.

No Deposit Mortgage for First-Time Buyers: Options, Risks, and Alternatives

Explore the world of no deposit mortgages for first-time buyers with our comprehensive guide. Learn about various options, risks, government schemes, and alternatives to make an informed decision on your path to homeownership.

Mortgages for contractors: how to prepare for your application

Missed our webinar 'Mortgages for contractors - how to prepare yourself for your application'? Don't worry - we’ve uploaded the video and slides.

Mortgage market

Read all about the current mortgage market in the UK providing insight into the current circumstances and what effects these changes.

Keep calm and fix that mortgage rate

Rob Starr advises us not to panic even if an increase to mortgage interest rates is likely to happen, and very soon.